Mobile wallets

We’ve got you covered with great mobile wallet options

These days you can use your phone for almost everything and now you can pay with it too. A mobile wallet lets you use your compatible smartphone to pay for everyday items just like you would with a contactless card, wherever contactless payments are accepted. It’s quick, easy and secure. You could even leave your wallet at home if you wanted to.

With Apple Pay you can make purchases using just your compatible iPhone or Apple Watch, anywhere you can tap and pay. It’s quick to set up and simple to use.  

Apple Pay
  • Simple to set up - you can quickly and easily add your eligible ANZ cards to Apple Pay from ANZ goMoney. You can also set up Apple Pay from the Wallet app on your compatible iPhone or Apple Watch.
  • Simple to pay – just hold your iPhone over the contactless terminal and use Touch ID to make the payment. For purchases over $80 you may need to enter your card PIN at the terminal.
  • Secure – when you use Apple Pay, your card number is never shared with the retailer or saved on your device. Payments are securely authorised using your Touch ID or your device passcode.
  • Convenient – with Apple Pay, you can make purchases using just your compatible iPhone or Apple Watch, anywhere you can tap and pay. That means you can use it at thousands of stores.

Tap and pay with your compatible Android phone or tablet for everyday items. It’s a quick, secure and convenient way to pay – and better yet, it’s all built within New Zealand’s favourite banking app, ANZ goMoney.

Android pay

  • Simple to setup – you just need to be registered for ANZ goMoney mobile app, have an ANZ Visa Debit card or a personal ANZ credit card and a compatible Android phone.
  • Simple to use – just ‘wake’ your phone screen, hold it still with the screen facing up and parallel over the contactless terminal.
  • Secure – when using goMoney Wallet no personal account or card information is saved on your phone or sim card.
  • Convenient – with goMoney Wallet you can make purchases using your compatible Android phone, anywhere you can tap and pay. This means you can use it at thousands of stores.

Learn more

Safe and secure


ANZ Secure is our commitment to helping protect you when you bank with us. It’s an approach based on three pillars:

  • Protect - protecting you with multiple layers of security.
  • Monitor - monitoring your banking 24/7 for potential threats.
  • Act - acting when needed.  

The commitment also involves working together, as there are also things you can do to help keep yourself safe.  You can read about some of the ways we help keep your banking secure below. For  more about what we do to help protect you, and what you can do to help protect yourself, visit our Banking safely section.

visa zero liability protection

Visa Zero Liability protection

With Visa's Zero Liability policy, you're not liable for unauthorised transactions on your card, provided you haven't contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen*.

Fraud monitor

Fraud monitoring

Our sophisticated fraud monitoring systems identify potentially fraudulent activity so we can take action to help prevent it and help to keep your banking safe.

Help and support

You might also be interested in:

ANZ goMoney


Bank on the go with New Zealand’s favourite banking app – available for iOS and Android.

Learn more

ANZ Visa Debit cards

Contactless payments

An ANZ Visa Debit card is like an EFTPOS card, only better. 

Learn more   


pen  Important information

* Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.

Eligibility criteria and terms and conditions apply to Apple Pay. See for more information. Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

ANZ goMoney and goMoney Wallet eligibility criteria, terms and conditions apply to ANZ goMoney Wallet. See  for more information.

Android™ and Google Play are registered trademarks of Google Inc.

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