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Contactless payments
All ANZ credit and Visa Debit cards offer contactless payment technology - so paying for your everyday purchases is quick, secure and convenient.
We’re here to help
You can now make contactless payments without a PIN for transactions up to $200 (normally $80). This is to help reduce the need to come into contact with frequently touched surfaces.
Quick and convenient
You can use your ANZ credit or Visa Debit card, or your mobile wallet on your phone to make contactless payments at thousands of contactless terminals around the world - just look out for the Contactless symbol, and the Mastercard PayPass or Visa Paywave symbol.
Pay for purchases using contactless - simply tap your card or mobile device on the contactless terminal when instructed. For card purchases over NZ$200 you will need to enter your card PIN at the EFTPOS terminal. You can pay using your ANZ Visa Debit or personal ANZ Visa Credit cards and using your:
- compatible iPhone or Apple Watch with Apple Paydisclaimer
- compatible AndroidTM phone with Google Pay™disclaimer
For purchases over NZ$200 you may need to enter your PIN at the EFTPOS terminal.
Safety and security
Contactless payments use the same secure, reliable payment network as chip card transactions made with your ANZ credit and Visa Debit cards. Your information is kept safe using leading-edge security features and you’re protected against fraudulent transactions by ANZ’s Zero Liability Protection.disclaimer
You can make contactless payments with ANZ credit or debit cards with confidence:
- Your information is encrypted before it’s sent from your card or phone to the contactless terminal, to ensure it can’t be obtained by an unauthorised card reader.
- You can’t ‘accidentally’ make a payment just by walking past a contactless terminal or have payment taken twice – your card or phone has to be held close to the terminal for a second or two, the retailer must enter the amount first, and each transaction has to be complete before another can be made.
- Your card or phone never leaves your hand, so you’re always in control.
- For purchases over NZ$200 you may need to enter your card PIN.
- Our sophisticated fraud monitoring system monitors your accounts and if it identifies unusual activity, we’ll block your card and contact you to make sure it’s really you making the transaction.
You’ll also be covered by Mastercard and Visa's Zero Liabilitydisclaimer protection should fraudulent transactions occur, provided you haven’t contributed to the loss in any way and you notify us that your card has been lost or stolen within a reasonable time.
We’re here to help
You can now make contactless payments without a PIN for transactions up to $200 (normally $80). This is to help reduce the need to come into contact with frequently touched surfaces.
Common questions
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Apple, the Apple logo, iPhone, Apple Watch and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Terms and Conditions apply for Apple Pay. See anz.co.nz/ApplePay for more information.
Back to topAndroid and Google Pay are registered trademarks of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.
Back to topConditions and exceptions apply. For further details, see Visa Zero Liability. Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.
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