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Apple pay with ANZ

A simple and secure way to make payments using your Apple devices and eligible ANZ cards in-store and within selected apps and participating websites.

Available anywhere contactless payments are accepted. Use Apple Pay wherever you see this symbol:

Set up Apple Pay

Benefits

  • Simple to set up. You can quickly and easily add your eligible ANZ cards to Apple Pay from ANZ goMoney. You can also set up Apple Pay from the Wallet app on your compatible iPhone or Apple Watch.
  • Simple to pay. Make fast and simple payments in-store using your iPhone or Apple Watch. For purchases over $80 you may need to enter your card PIN at the terminal.
  • Secure. When you use Apple Pay, your card number is never shared with the retailer or saved on your device. Payments are securely authorised using Face ID, Touch ID or your device passcode.
  • Convenient. With Apple Pay, you can make purchases using just your compatible iPhone or Apple Watch, anywhere you can tap and pay.

What you need

 

Compatible device

You need a compatible Apple device to use Apple Pay. You’ll also need the latest version of iOS, watchOS and MacOS Sierra.

ANZ Visa Debit card.

Use an ANZ Visa Debit card to make purchases with your own money in-store, online, over the phone or overseas wherever Visa is accepted.

Or a personal ANZ Visa credit card.

Our card range offers features such as lower interest rates, reward programmes, travel insurance and other benefits for travellers.

 

 

How to set up Apple Pay on an iPhone

Set up from Apple Wallet

  1. Open the Apple Wallet app on your compatible iPhone. Tap the + sign in the top right corner.

  2. If your eligible ANZ card is already loaded in iTunes, it will appear as the card on file. You’ll need to enter the CVV (the 3 digit security code on the back of your card) into the security code field.

    If your card is not loaded into iTunes, use your iPhone camera to scan your card, or manually enter your card details.

  3. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions.

  4. For security purposes we may send you a verification code via SMS or ask you to call us.

Set up from ANZ goMoney

  1. Log in to ANZ goMoney on your iPhone and tap Payments at the bottom of the screen.

  2. Tap Apple Pay.

  3. Select the eligible ANZ card/s you want to add to your Apple Wallet.

  4. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions.

That's it! You'll see an icon in ANZ goMoney next to each ANZ card you've set up to use in Apple Pay.

How to set up Apple Pay on an Apple Watch

  1. You will need to pair your compatible iPhone device with your Apple Watch. Compatible iPhones for Apple Watch include iPhone 5 and above.

    You will need to add your cards to Apple Watch even if you have already set up Apple Pay on your iPhone or iPad.
     

  2. Open the Apple Watch app on your iPhone.
     

  3. Tap 'Wallet & Apple Pay' and select 'Add Credit or Debit Card' and tap next.
     

  4. If a card's already on your iPhone, tap 'Add' next to the card. To add a new card, tap 'Add Credit or Debit Card' and follow the steps to add a new card.
     

  5. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions.
     

  6. For security purposes we may send you a verification code via SMS or ask you to call us.

How to make a payment

How to pay with Face ID

Double-click the side button, glance at the screen and hold the top of the phone near the contactless terminal. Or enter your device's passcode. When you see 'Done' and a checkmark on the display your transaction is complete. You may also need to enter your card PIN for purchases over NZ$80.

How to pay with Touch ID

Hold your iPhone near the contactless terminal with your finger rested on the home button or enter your device's passcode. When you see 'Done' and a checkmark on the display your transaction is complete. You may also need to enter your card PIN for purchases over NZ$80.

How to pay with Apple Watch

Double-click the side button and hold the face near the terminal. A brief vibration and a beep will confirm that your transaction is successful. You may also need to enter your card PIN for purchases over NZ$80.

Helpful tips

Load multiple ANZ Visa cards

You can load multiple ANZ Visa cards and set a default card for payment. Apple Pay transactions will be debited from the account for the card you've set up as your default card in Apple Pay unless you select a different card for that transaction.

Change your default card in Apple Pay

To change your default card in Apple Pay, open the Wallet app, then tap and hold for the ANZ card. Drag it to the front and release. You will receive a notification confirming your new default card setting.

Using a different ANZ card to make a transaction

To make a transaction using a different ANZ card you've set up in Apple Pay, simply double-tap the home button on your iPhone, tap and hold the card you wish to pay with, drag it to the front and release.

On your Apple Watch, double-click the side button, and swipe to choose a different card to pay with.

Pay securely

Always pay securely with your Apple device, see here for more information.

Help and support 

See all help and support articles

Is your business missing out on Apple Pay?

Apple Pay gives customers with an ANZ Visa Debit or personal ANZ Visa credit card fast, secure payments with a single tap of their iPhone or Apple Watch on your contactless terminal instead of using their physical card.

Apple Pay is available for ANZ Visa Debit cards and personal ANZ Visa credit cards. Customers also need a compatible Apple Device. Apple Pay works with iPhone 6 and later in stores, in selected apps and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Terms and conditions apply to Apple Pay, see Apple Pay for more information.

The ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB), the ANZ Credit Card Conditions of Use (PDF 332kB) and the ANZ Electronic Banking Conditions (PDF 144kB) also apply.

iPhone, iPad, and iPod Touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.