skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Apple Pay with ANZ

Apple Pay makes paying for your everyday purchases quick, secure and convenient. All you need is a compatible Apple device and an ANZ Visa Debit or credit card. Easy.

Key features

Simple to set up

You can quickly and easily add your eligible ANZ cards to Apple Pay from ANZ goMoney. You can also set up Apple Pay from the Wallet app on your compatible iPhone or Apple Watch.

Convenient

With Apple Pay, you can make purchases using just your compatible iPhone or Apple Watch, anywhere you can tap and pay. That means you can use it at stores in New Zealand and overseas.

Simple to pay

Just hold your device near the contactless terminal and use Face ID, Touch ID or your device passcode to make the payment. For purchases over NZ$200 you may need to enter your card PIN at the terminal.

Security

  • Payment authorisation - Payments are securely authorised using Face ID, Touch ID or your device passcode.
  • Unique identification - When you make a purchase, Apple Pay uses a device-specific number and a unique transaction code.
  • Your information isn’t shared - When you use Apple Pay, your card number is never shared with the merchant or saved on your device.
  • Fraud monitoring - We have fraud monitoring systems which can detect fraudulent activity using Apple Pay, worldwide 24/7. Remember, don’t share your passcode or let anyone else, including family members, have their biometrics (fingerprint or Face ID) registered to your device while your card is registered with Apple Pay.

What you need

A compatible device

You need a compatible Apple device to use Apple Pay. You’ll also need the latest version of iOS or watchOS.

List of current compatible devices

Plus an ANZ Visa Debit card or personal ANZ Visa credit card

You need to load an ANZ Visa Debit card or personal ANZ Visa credit card into Apple Pay to enable purchases.

Find out more about ANZ Visa Debit cards

Find out more about ANZ Visa credit cards

How to set up Apple Pay

Get set up on your iPhone using ANZ goMoney

  1. Log in to ANZ goMoney on your iPhone and tap Payments at the bottom of the screen. 
  2. Tap Apple Pay. 
  3. Select the eligible ANZ card/s you want to add to your Apple Wallet. 
  4. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions

That's it! You'll see an icon in ANZ goMoney next to each ANZ card you've set up to use in Apple Pay.

  1. Open the Apple Wallet app on your compatible iPhone. Tap the + sign in the top right corner. 
  2. If your eligible ANZ card is already loaded in iTunes, it will appear as the card on file. You’ll need to enter the CVV (the 3-digit security code on the back of your card) into the security code field. 
  3. If your card is not loaded into iTunes, use your iPhone camera to scan your card, or manually enter your card details. 
  4. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions
  5. For security purposes we may send you a verification code via SMS or ask you to call us.
  1. You’ll need to pair your compatible iPhone device with your Apple Watch. Compatible iPhones for Apple Watch include iPhone 5 and above. You’ll need to add your cards to Apple Watch even if you’ve already set up Apple Pay on your iPhone or iPad.
  2. Open the Apple Watch app on your iPhone.
  3. Tap 'Wallet & Apple Pay' and select 'Add Credit or Debit Card' and tap next.
  4. If your card is already on your iPhone, tap 'Add' next to the card. To add a new card, tap 'Add Credit or Debit Card' and follow the steps to add a new card.
  5. Tap next, and read and agree to the ANZ with Apple Pay Terms and Conditions
  6. For security purposes we may send you a verification code via SMS or ask you to call us.

Making Payments

Pay with Face ID

  1. Double-click the side button.
  2. Glance at the screen to authorise the payment.
  3. Hold the top of the phone near the contactless terminal.
  4. When you see 'Done' and a checkmark on the display your transaction is complete.

Pay with Touch ID

  1. Hold your iPhone near the contactless terminal with your finger rested on the home button to authorise the payment.
  2. When you see 'Done' and a checkmark on the display your transaction is complete.

Pay with Apple Watch

  1. Double-click the side button.
  2. Hold the face of the watch near the contactless terminal. 
  3. A brief vibration and beep will confirm your transaction is successful.

How to bank safely

We’re committed to keeping you and your banking safe, and you have a role to play too. Working together, we can keep you even safer. However you choose to bank, find out how to keep safe.

Accessible banking

We’re working hard to make our banking products and services accessible and available to all New Zealanders, regardless of ability.

Need help?

Help and support 

See all help and support articles

Eligibility criteria, terms, conditions and fees (including non-standard fees) apply. Fees are subject to change. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), Electronic Banking Conditions (PDF 129kB) and ANZ Credit Card Conditions of Use (PDF 323kB).

Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Apple Pay is available for ANZ Visa Debit cards and personal ANZ Visa credit cards. See here for a list of compatible Apple Pay devices.

You must be 13 years or over to apply for an ANZ Visa Debit card.

All applications for credit are subject to ANZ's credit approval criteria. Terms and conditions apply and are available on application. Fees, charges and eligibility criteria apply.

Top