Skip to main contentSkip to log on

OneAnswer investment funds

Whatever your financial goals are, the OneAnswer Multi-Asset-Class Funds and OneAnswer Single-Asset-Class Funds are a flexible way to help you achieve them.

How OneAnswer investment funds work

With OneAnswer investment funds, you can choose from a number of multi-asset-class funds and single-asset-class funds. These are professionally managed by ANZ’s investment management team, so you benefit from their wealth of knowledge and expertise.

For OneAnswer Multi-Asset-Class Funds, you get the benefit of diversification, because the funds spread their investments over hundreds of assets such as shares, bonds and listed property across local and international markets.

For OneAnswer Single-Asset-Class Funds, you have access to a range of investments from different asset classes. You have the flexibility to choose how you diversify your investment portfolio.

Whatever your goals are, be it saving for a house renovation or deposit, or your children’s education fund, a OneAnswer investment fund can help you get there.

Three great reasons to choose OneAnswer investment funds

1. A fund to suit your needs

We offer seven multi-asset-class funds and nine single-asset-class funds, which have different risk and return profiles to suit your unique savings goals.

Compare our funds

2. Ease and flexibility

You can invest as much or as little as you like, and you can also request to withdraw some or all of your money whenever you like.

Managing your investment

3. Stay on top of your investment

You can keep track of your investment online, anytime, anywhere – all through ANZ Internet Banking and goMoney.

Managing your investment

Recognised experts in our field

We’ve been managing investments for more than 30 years and been recognised by numerous awards over that time.

What makes up your OneAnswer investment fund account?

Your contributions   +/- returns   - fees   +/- taxes   =   your investment fund balance

Managing your investment
Fund performance and fees
Choosing the right Prescribed Investor Rate (PIR)

What are the funds you can invest in?

Here’s an overview of our funds.

High Growth Fund

Investment mix

  • 95% growth assets
  • 5% income assets

Minimum suggested investment timeframe

9 years

Growth Fund

Investment mix

  • 80% growth assets
  • 20% income assets

Minimum suggested investment timeframe

7 years

Balanced Growth Fund

Investment mix

  • 65% growth assets
  • 35% income assets

Minimum suggested investment timeframe

6 years

Balanced Fund

Investment mix

  • 50% growth assets
  • 50% income assets

Minimum suggested investment timeframe

5 years

Conservative Balanced Fund

Investment mix

  • 35% growth assets
  • 65% income assets

Minimum suggested investment timeframe

5 years

Conservative Fund

Investment mix

  • 20% growth assets
  • 80% income assets

Minimum suggested investment timeframe

4 years

Need help? Find out your risk profile

Understanding your tolerance for investment risk may help you choose the right fund for you.

Get started today

Choose a fund that best suits your needs.

Compare funds

Read our guide and product disclosure statement.

Confirm your tax rate (PIR).

Choosing the right PIR

Complete an application form (at the back of the product disclosure statement).

How to apply

Apply today

Complete and return the application form in the relevant product disclosure statement. Our postal and email addresses are on the form.

Call us

Monday to Friday, 8am - 6pm

0800 736 034

From overseas: +64 9 356 4000

Email us

service@anzinvestments.co.nz

Tailored investment advice

The future is bright when you feel confident about your investment choices. If you need help choosing the right investment option for you, talk to your financial adviser. If you don’t have a financial adviser, we can put you in touch with an ANZ Investment Adviser on 0800 736 034. See ANZ’s financial advice provider disclosure.

Investment advice

You might be interested in

News and views

Stay up to date with news, commentary and insights on different aspects of investing, KiwiSaver and more.

News and views

Market review

A review of how investment markets have performed over the last quarter.

Market review

Case studies

Everyone’s situation is different. Here are some scenarios exploring how different people can use KiwiSaver and Investment Funds to help achieve their goals.

Case studies

Important information

ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the OneAnswer Multi-Asset-Class Funds and the OneAnswer Single-Asset-Class Funds (together, the 'schemes'). For details, including the guide and product disclosure statement, see Important information. 

ANZ Investments is not an authorised deposit-taking institution under Australian law and investments in the schemes are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’). ANZ Group does not stand behind or guarantee ANZ Investments. Investments in the schemes are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product.