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Investing 101

Tips and guides to help you get the best from KiwiSaver and other investments.

Choosing and switching funds

It’s important to choose a fund that fits you and your needs. But how do you choose the right fund? We break down the factors you need to consider when making your fund choice. 

Choosing the right PIR

How much tax you pay on your KiwiSaver and Investment Funds accounts depend on your Prescribed Investor Rate (PIR). Find out how to work out your PIR and why it’s important to get it right.

Term deposits vs investment funds

Term deposits and investment funds – what’s the difference?

Managing market volatility

Why your investments may go up and down – and what it means for you.

KiwiSaver vs investment funds

We look at the similarities and differences between KiwiSaver and investment funds, and how they can work together to help you achieve your investment goals.

Understanding performance and fees

In this article, we’ll look at what you get for the fees you pay on your ANZ-managed KiwiSaver scheme and ANZ Investment Funds, and how to assess the performance of your fund.

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Get the latest insights and commentary on different aspects of investing and KiwiSaver from our team of experts.

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Tailored financial advice

If you need help choosing the right investment option for you, talk to your financial adviser. If you don’t have a financial adviser, we can put you in touch with one.


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ANZ New Zealand Investments Limited is the issuer and manager of the OneAnswer KiwiSaver Scheme, the OneAnswer Multi-Asset-Class Funds and the OneAnswer Single-Asset-Class Funds. Important information is available under terms & conditions. Download the guide and product disclosure statement.