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KiwiSaver & Investments

Whatever your goals, investment experience or financial situation, ANZ Investments has investment options for you.

Our responsible investing approach

Learn more about our responsible investing framework, including environmental, social, and governance considerations.

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Explore your options

OneAnswer KiwiSaver Scheme

KiwiSaver is a way to save for your retirement – and it can also help you buy your first home.

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How it works

  • Contributions generally come directly from your before-tax pay to your KiwiSaver account. Your employer generally contributes as well.
  • You can make your own additional contributions anytime.
  • You may also receive Government contributions.
  • Your money is invested for you in a wide range of assets, depending on the fund you choose.
  • Your money is generally locked in until you’re 65 (you may be able to withdraw early, for example to buy your first home).

OneAnswer investment funds

A range of funds to help meet your savings goals. It’s a flexible way to invest in a wide range of local and international markets.

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How it works

  • You can invest as little or as much as you like, there’s no minimum amount.
  • You can request to withdraw some or all of your money whenever you likedisclaimer.
  • You can choose from our range of multi-asset-class funds and single-asset-class funds.
  • Flexible investment option to help with savings goals like children’s education, a house deposit or renovation.
  • Works well alongside other savings and investments such as KiwiSaver.

OneAnswer Portfolio Service

Provides a gateway to a range of investments. You, with your adviser build an investment portfolio which we administer.

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How it works

  • Together with your financial adviser, you can choose to invest in a wide range of investments.
  • The convenience of having your investments in one place, which you can keep track of online.

Tailored financial advice

If you need help choosing the right investment option for you, talk to your financial adviser. If you don’t have a financial adviser, we can put you in touch with one.


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0800 736 034

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ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the OneAnswer KiwiSaver Scheme, OneAnswer Multi-Asset-Class Funds and OneAnswer Single-Asset-Class Funds (together the 'schemes').

Important information is available under terms & conditions. Download the guide and product disclosure statement.

Investments in the schemes are not deposits in ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited, or their subsidiaries (together ‘ANZ Group’), nor are they liabilities of ANZ Group. ANZ Group does not stand behind or guarantee ANZ Investments. Investments are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment.

ANZ is not responsible for choosing or reviewing investments made through the OneAnswer Portfolio Service.

Advisers using the OneAnswer Portfolio Service are not ANZ employees or agents. ANZ is not responsible for what your adviser does or does not do.

Once your withdrawal request is received, it will usually take up to five business days for your withdrawal to be processed and paid to your bank account. A minimum withdrawal amount of $500 per lump sum withdrawal or $100 per fund for regular withdrawals apply.