ANZ Jumpstart Account

A bank account for under 21s (or those 21+ and studying full-time)

Jumpstart is ideal if you want:

  • No monthly account or transaction fees
  • An ANZ Visa Debit card for over 13s with no annual card fee
  • The option to apply for a range of benefits.*


ANZ Jumpstart account fees and features
Fees, rates and features Detail
Monthly account fee $0
Automated transaction fee $0
Manual transaction fee $0
Visa Debit card fee^ No annual card fee when linked to Jumpstart
Other benefits you can apply for once you've turned 18*# An interest-free overdraft of up to $2,000, with no monthly Overdraft Management fee.

Any ANZ credit card. If you're studying full-time, enjoy a one-year annual card fee waiver on any new ANZ credit card (limit one per customer).

An ANZ Personal Loan of $1,000 or more. If you're studying full-time, pay no application fee for new and top-up loans (saving you $115).

^ International students are only eligible for an ANZ Credit Card.

* If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course.

# ANZ lending and eligibility criteria, terms, conditions and fees apply to all credit cards, personal loans and overdrafts.

Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.

Fees are subject to change.  Non-standard fees may apply. View full details of our Fees & Charges.

View ANZ Rates Fees and Agreements on the full website or in any branch. A copy of our Reserve Bank Disclosure Statement is available at or on request from any ANZ branch, free of charge.


Get in touch with a Personal Banker today, or visit your nearest branch to find out more.

© ANZ Bank New Zealand Limited. All rights reserved.