ANZ Jumpstart Account

A bank account for under 21s (or those 21+ and studying full-time)

Jumpstart is ideal if you want:

  • No monthly account or transaction fees
  • An ANZ Visa Debit card for over 16s with no annual card fee
  • The option to apply for a range of benefits.*


ANZ Jumpstart account fees and features
Fees, rates and features Detail
Monthly account fee $0
Automated transaction fee $0
Manual transaction fee $0
Visa Debit card fee^ No annual card fee when linked to Jumpstart
Other benefits you can apply for once you've turned 18*# An interest-free overdraft of up to $2,000 (a $3 Monthly Overdraft Management Fee applies).

Any ANZ Credit Card. If you're studying full-time, enjoy a one-year annual card fee waiver on any new ANZ Credit Card (limit one per customer).

An ANZ Personal Loan of $1,000 or more. If you're studying full-time, pay no application fee (saving you $250) and no top-up fees (saving you $150 for each top-up).

^ International students are only eligible for an ANZ Credit Card.

* If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course.

# ANZ lending and eligibility criteria, terms, conditions and fees apply to all credit cards, personal loans and overdrafts.

Automated transactions include Visa Debit and EFTPOS transactions, direct debits and direct credits, and all electronic transactions made through ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking.

Manual transactions include cheques and transactions handled by our staff at a branch or by phone.

Fees are subject to change. For more information about our fees please refer to the Fees and Charges brochure available at or from any branch. Non-standard fees (including fees for using non-ANZ ATMs) may apply.

View ANZ Rates Fees and Agreements on the full website or in any branch. A copy of our Reserve Bank Disclosure Statement is available at or on request from any ANZ branch, free of charge.


Get in touch with a Personal Banker today, or visit your nearest branch to find out more.

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