^ International students are only eligible for an ANZ Credit Card.
* If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course.
# ANZ lending and eligibility criteria, terms, conditions and fees apply to all credit cards, personal loans and overdrafts.
Automated transactions include Visa Debit and EFTPOS transactions, direct debits and direct credits, and all electronic transactions made through ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking.
Manual transactions include cheques and transactions handled by our staff at a branch or by phone.
Fees are subject to change. For more information about our fees please refer to the Fees and Charges brochure available at anz.co.nz or from any branch. Non-standard fees (including fees for using non-ANZ ATMs) may apply.