Accounts for teens 13 to 17 years' old

Our accounts for teens give you options that may suit, whether it’s saving for your first car or managing your first pay.


Choose your account

Get started with an ANZ Jumpstart account

A Jumpstart account can only be opened in the teen’s name.

Once opened, there’s:

  • Access to the account in the teen’s own ANZ goMoney app and ANZ Internet Banking
  • No card fee on an ANZ Visa Debit card or EFTPOS card. A Visa Debit isn't a credit card – it uses money in your account, just like an EFTPOS card. Plus, you can use it online, make contactless payments, over the phone and overseas
  • No account fees
  • No transaction fees.

With the teen’s approval, a parent or guardian can be an authorised signatory* on the teen’s account. That means the parent or guardian can view the account in their own goMoney app and Internet Banking, and can access the account to make withdrawals and update information (but will not have card access). The teen can remove this authorised signatory from their account, including their channel access, at any time without the consent of their parent or guardian.

*Access available to children’s accounts has changed. If you do not currently have authorised signatory access to your teen’s account but wish to have this added, please contact us.

How to apply for a Jumpstart account

Eligibility criteria and terms and conditions apply. See important information below.

Call us Monday to Friday 8am - 8pm, Saturday and Sunday, 8am - 6pm.

From overseas: +64 4 470 3142

KiwiSaver for kids

A KiwiSaver account can be a great way for teens to learn about the value of saving. With the ANZ KiwiSaver Scheme, there’s no minimum amount you need to put into the account. You choose how much and how often to contribute. 

Personalise your Visa Debit card on a Jumpstart account

Make it your own with an ANZ MyPhoto card. Put your friends on it, your dog, or even your artwork. Upload your own photo or choose one of our gallery images.

Pay to Mobile

With goMoney you can pay another ANZ customer who is registered for Pay to Mobile using just their mobile phone number.

How to bank safely

We’re committed to keeping your family’s banking safe. By working together, we can keep you even safer. Find out what you should do to bank safely. 

Get the app so you can keep track

Keep your banking at your fingertips wherever you are – on the bus, at the beach or at home.

With the goMoney app you can:

  • Check your balance
  • Make payments
  • Move money around
  • Get alerts and notifications
  • Personalise your accounts.

Important information

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166KB)ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 138KB).