[Video: Animated illustrations of KiwiSaver account options and people of different ages.]
Voiceover: If you’ve been thinking about your KiwiSaver savings, then we’ve got good news.
At ANZ Investments, you have two choices on how your KiwiSaver savings are invested with us.
You could select from our funds yourself – a great option if you’ll review your fund choice regularly – or want to use KiwiSaver savings to help buy your first home.
[Text on screen: Seven funds listed from higher risk to lower risk – High Growth, Growth, Balanced Growth, Balanced, Conservative Balanced, Conservative, Cash Fund.]
Voiceover: But if you’re looking for a simpler way to manage your KiwiSaver savings, then our Lifetimes option might be for you.
[Text on screen: Six funds listed from higher risk to lower risk – Growth, Balanced Growth, Balanced, Conservative Balanced, Conservative, Cash Fund.]
Voiceover: With Lifetimes, you don’t choose a fund to invest in, because we do it for you. It works like this. Over time, you’ll move through some of our funds based on your age.
If you're 35 or younger, your savings are invested in our Growth Fund.
[Video: Chart showing level of risk, with cursor close to higher risk.]
Voiceover: This fund aims for high potential returns, and while there’s likely to be large ups and downs in value, you have more time to recover any losses.
As you get older and reach the different age ranges, we’ll move your KiwiSaver savings through some of our other funds.
[Text on screen: Six funds – Growth, Balanced Growth, Balanced, Conservative Balanced, Conservative, Cash Fund.]
Voiceover: Then when you reach age 65, your savings are invested in our Cash Fund. This fund aims for lower but stable returns, with small ups and downs in value.
[Video: Chart showing level of risk, with cursor close to lower risk.]
Voiceover: Lifetimes is designed with the goal of providing more certainty as you get closer to retirement age.
So, why choose Lifetimes? Lifetimes is easy and convenient, plus, it takes the hassle out of managing your KiwiSaver savings. Lifetimes may suit you if you want the convenience of your KiwiSaver savings invested automatically based on your age.
But, if you’re going to put your savings towards buying a first home, Lifetimes isn’t right for you, as it assumes you’re saving for your retirement.
Lifetimes doesn’t take your specific personal circumstances into account, so please consider this before making investment decisions.
You can also switch at any time and select from our funds yourself.
[Text on screen: Seven funds – High Growth, Growth, Balanced Growth, Balanced, Conservative Balanced, Conservative, Cash – with cursor pointing to different funds.]
Voiceover: If you think Lifetimes is right for you, switch online or call 0800 736 034.
[Text on screen: ANZ Investments logo. The Lifetimes option is a feature of the ANZ KiwiSaver Scheme, ANZ Default KiwSaver Scheme, and the OneAnswer KiwiSaver Scheme (together, the schemes). ANZ New Zealand Investments Ltd is the issuer and manager of each of the schemes. Download the guide and product disclosure statement for the ANZ KiwiSaver Scheme or OneAnswer KiwiSaver Scheme. The ANZ Default KiwSaver Scheme is no longer a default scheme and is closed to new members.]