Whatever your reason for moving to New Zealand, we have a bank account suited to your needs.
Select your New Zealand visa type or option that reflects your situation below:
Moving to New Zealand?
Open a bank account with ANZ before you arrive; that's one less thing to worry about.
How it works
Open your account in 3 simple steps:
Apply online
- Apply online within 90 days of your arrival to New Zealand
- Once you’ve submitted your application, we’ll email you asking for a copy of your passport(s) and a copy of your visa from Immigration New Zealand (if applicable).
- Once we've received these copies, we'll email within 2 working days with confirmation of your account details and how to pre-book a branch appointment.
Account opened with limited access
Before you arrive in New Zealand you can:
- Transfer funds into your account
- Pre-book a branch appointment for a date and time which suits you.
Full account access
- Activate your account upon arrival to New Zealand by attending an ANZ branch appointment to complete your identity check.
Based on the visa type you have selected, the below accounts could be an option for you.
We have other everyday and savings accounts which may also be of interest.
Freedom account
Bank the way you want to with no transaction fees
$0
Monthly account fee for 12 months with a Resident or Work Visa
$5 monthly account fee thereafter - waived each month if you deposit at least $2,500 into your accountdisclaimer
- Unlimited free automated and manual transactionsdisclaimerdisclaimer
- Overdraft available on applicationdisclaimer
- Joint account option available
Go account
Great if you bank electronically and want to save on monthly account fees
$0
Monthly account fee
$10
ANZ Visa Debit card annual feedisclaimer disclaimer
(waived for the first 12 months on new cards)
- Unlimited free automated transactionsdisclaimer
- Overdraft available on applicationdisclaimer
- Joint account option available
Serious Saver account
Get rewarded with Premium interest and grow your savings faster
Total interest rate
Standard interest +
Premium interest
$0
Monthly account fee
Deposit fee
Unlimited free automated and manual deposits
Withdrawal fee
First withdrawal in a month is free, $5 per month for two or more withdrawals
Automated and manual withdrawal feedisclaimerdisclaimer(Electronic payments and staff-assisted transactions)
- Great if you want to build your savings over time.
- Rewards you with Premium interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.
- Dip into your savings if you need to and still earn Standard interest (one free withdrawal per month)disclaimer.
Based on the visa type you have selected, the below accounts could be an option for you.
We have other everyday and savings accounts which may also be of interest.
Go account
Great if you bank electronically and want to save on monthly account fees
$0
Monthly account fee
$10
ANZ Visa Debit card annual feedisclaimer disclaimer
(waived for the first 12 months on new cards)
- Unlimited free automated transactionsdisclaimer
- Overdraft available on applicationdisclaimer
- Joint account option available
Freedom account
Bank the way you want to with no transaction fees
- Unlimited free automated and manual transactionsdisclaimerdisclaimer
- Overdraft available on applicationdisclaimer
- Joint account option available
Online account
Easy saving with online access anytime
Flat interest rate
$0
Monthly account fee
- Great if you need to dip into your savings from time-to-time
- Simple and easy to manage with ANZ Internet Banking and goMoney appdisclaimer
- Free automated withdrawals (e.g. ANZ Internet Banking or goMoney app) disclaimer
Jumpstart account
Account for full-time students and anyone under 21
$0
Monthly account fee
- Unlimited free automated and manual transactionsdisclaimer disclaimer
Based on the visa type you have selected, the below accounts could be an option for you.
We have other everyday and savings accounts which may also be of interest.
Go account
Great if you bank electronically and want to save on monthly account fees
$0
Monthly account fee
$10
ANZ Visa Debit card annual feedisclaimer disclaimer
(waived for the first 12 months on new cards)
- Unlimited free automated transactionsdisclaimer
- Overdraft available on applicationdisclaimer
- Joint account option available
Freedom account
Bank the way you want to with no transaction fees
- Unlimited free automated and manual transactionsdisclaimerdisclaimer
- Overdraft available on applicationdisclaimer
- Joint account option available
Serious Saver account
Get rewarded with Premium interest and grow your savings faster
Total interest rate
Standard interest +
Premium interest
$0
Monthly account fee
Deposit fee
Unlimited free automated and manual deposits
Withdrawal fee
First withdrawal in a month is free, $5 per month for two or more withdrawals
Automated and manual withdrawal feedisclaimerdisclaimer(Electronic payments and staff-assisted transactions)
- Great if you want to build your savings over time.
- Rewards you with Premium interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.
- Dip into your savings if you need to and still earn Standard interest (one free withdrawal per month)disclaimer.
Get in touch today
+64 9 634 5940*
Monday - Friday: 7am - 6pm NZDT
(except on public holidays)
*International toll charges apply
Submit an online call back request form and one of our team will call at a convenient time for you
More reasons to choose ANZ
All your financial needs in one place
From everyday banking, savings accounts, insurance and more.
Multilingual team
Our team speak a wide range of languages, so whether you’re fluent in English or only speak a little; it’s easy for you to apply for an account.
Flexibile banking
It's easy to bank with us; from our extensive branch network to online and phone banking options, you're always connected.
Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), and ANZ Electronic Banking Conditions (PDF 129kB).
A monthly account fee of $5 will apply if the $2,500 minimum deposit is not met. Deposits exclude transfers between any of your ANZ accounts.
Back to topAutomated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online.
Back to topManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.
Back to topMust be 13 years or over to apply for an ANZ Visa Debit card.
Back to topAll overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.
Back to topThe Visa Debit annual card fee will be waived if the card is linked to an ANZ Freedom or ANZ Jumpstart account. It will also be waived for the first 12 months for a new card linked to an ANZ Go account (after 12 months you will be charged an annual card fee of $10). For all other accounts you will be charged an annual card fee of $10.
Back to topAutomated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. EFTPOS, Visa Debit, ATM and mobile wallet transactions not permitted on the ANZ Serious Saver account.
Back to topManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Cheque books not permitted on the ANZ Serious Saver account.
Back to topFirst withdrawal in a month is free, $5 per month for two or more withdrawals.
Back to topAutomated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. EFTPOS, Visa Debit, ATM and mobile wallet transactions not permitted on the ANZ Online account.
Back to topManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Cheque books not permitted on the ANZ Online account.
Back to topRegistration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.
Back to topThe Visa Debit annual card fee will be waived if the card is linked to an ANZ Freedom or ANZ Jumpstart account.
Back to top