Moving to New Zealand

We can help with opening a bank account before you arrive.

How it works

Open your account in 3 simple steps:

Choose an account

We have a range of simple, easy everyday and savings accounts for you to choose from. Select the account that’s right for you, then you could apply online.

Note, you can open additional accounts once you’re a customer.

Freedom account

Everyday account

No transaction fees, and no monthly account fee if you meet the minimum monthly deposit of at least $2,500 each month. 

  • $5 monthly account fee, waived each month you deposit at least $2,500 into your account
  • $0 transaction fees 
  • $0 ANZ Visa Debit card annual fee
  • Unlimited free automated and manual transactions, 
  • Overdraft available on application
  • Joint account option available

Go account

Everyday account

Save on fees with your Go account when you bank electronically (debit cards, ATMs and online banking).

  • $0 monthly account fee
  • $0 automated transaction fee
  • $3 manual transaction fee per staff-assisted transaction
  • $0 ANZ Visa Debit card annual fee
  • Unlimited free automated transactions
  • Overdraft available on application
  • Joint account option available

Jumpstart account

Everyday account

An account for anyone under 21, and full-time students, with no account or transaction fees.

  • $0 monthly fee
  • $0 transaction fees  
  • $0 ANZ Visa Debit card annual fee     


  • Unlimited free automated and manual transactions, 
  • Interest-free overdraft of up to $2,000 on application (must be 18+)

Read about accounts for kids

Serious Saver account

Savings account

Earn Premium interest and your savings could grow more.

% p.a. Total interest rate

% p.a. Standard interest, plus
% p.a. Premium interest

  • Allows you to build your savings over time
  • Earn Premium interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month
  • Allows access to your savings if you need to and still earn Standard interest (one free withdrawal per month)

Online account

Savings account

Savings with online access anytime.

There’s no access to a Savings account with an ANZ Visa Debit card or ANZ EFTPOS card.

% p.a. Flat interest rate

  • Allows you to dip into your savings from time-to-time
  • Simple and easy to manage with ANZ Internet Banking and goMoney app
  • Free automated withdrawals (e.g. ANZ Internet Banking,  or goMoney)

Not sure?

Find out which everyday or savings account is right for you, use our online tool to help you decide.

Get in touch today

International toll charges apply

More reasons to choose ANZ

Important information

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166KB)ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 129KB).

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296 (or +64 4 470 3142 from overseas, charges may apply), or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see