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Stay on top of your money

with an ANZ Jumpstart account

Apply online

If you're under 21 or a tertiary student you need a bank that can help you stay on top of your money 24/7. With Jumpstart you can do all your banking and shopping on your mobile, so you can keep on moving.

More reasons to love being a student

Jumpstart account

Account for full-time students and anyone under 21disclaimer


Monthly account fee


Transaction feesdisclaimerdisclaimer


ANZ Visa Debit card annual feedisclaimer

  • Interest-free overdraft of up to $2,000 on application (must be 18+)disclaimer

Great reasons to join us

Pay with your smartphone

Tap and pay at thousands of stores with either Apple Paydisclaimer or Google Paydisclaimer . You can also send money to anyone with a NZ bank account using their mobile numberdisclaimer, or pay bills on the go with ANZ goMoney, so your money always moves with you.

Personalise your Visa Debit card

Once you have an ANZ Visa Debit card, it's easy to upgrade it to a MyPhoto card with a picture of your choice, so you can stand out from the crowddisclaimer.

We're here when you need us

We’ve got an extensive branch network and a contact centre open seven days a week, so we’re here to help when you need us. Plus, you can manage your money 24/7 with ANZ Internet Banking or goMoney – NZ’s favourite banking app.

A whole lot more


  • Take control with ANZ Card Manager - temporarily block your card if you misplace it, or cancel and replace lost or stolen cardsdisclaimer.

  • A free A-Z Review to check you’re making the most of your money.
  • We’re committed to keeping you and your money safe, with the latest security systems and technology.

  • A free switching service to help transfer your accounts and payments from your current bank to ANZ.

It's easy to join us


Apply for an account

Choose the everyday account that's right you, then apply for it in 5 minutes using our simple online form.

We'll contact you

Before opening your account, we'll contact you to set up a time to visit an ANZ branch and confirm your identity.

Visit a branch

We'll verify your identity in branch, and set up your ANZ Internet Banking, ANZ goMoney and anything else you need.

If you're 21 or over and applying for Jumpstart, you must be enrolled at and provide proof of full-time study at a government recognised tertiary institution or a NZQA approved language school, and must have a minimum of 6 months remaining on your course.

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Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online. 

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Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.

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Must be 13 years or over to apply for an ANZ Visa Debit card.

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Must be 18 years or over to apply for an overdraft. ANZ lending criteria, terms, conditions and fees apply to overdrafts. Student allowance/government loan and/or other income must be direct credited to an ANZ account. If approved, only one interest-free overdraft will be provided per eligible Jumpstart customer. See ANZ Overdraft for more information.

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Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms & Conditions and Fees & Charges (PDF 100kB)

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Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

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Terms and conditions apply to Google Pay, see Google Pay for more information. Google Pay is a trademark of Google LLC.

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Terms and Conditions apply to Voice ID and Pay to Mobile. See our Electronic Banking Conditions (PDF 142kB) for more information.

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Image criteria and MyPhoto terms and conditions apply.

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Available for ANZ EFTPOS cards, ANZ Visa Debit cards and personal ANZ credit cards only. 

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