Manage your ANZ home loan

We know unexpected events, along with rising rates and cost of living increases, mean circumstances change. So, you may need to review your loan's structure from time to time. Below is some information that could help you make your home loan work best for you.

Our rate offer

If you’re switching to ANZ, re-fixing your fixed rate home loan or buying a new home, you can get the best fixed rate advertised by any major bank

We’re checking the rates of ASB, BNZ, Westpac and Kiwibank on their websites every 24 hours, but if you spot something better before taking out or changing your loan, tell us. 

To find out more, request a Home Loan Check In.

Managing your home loan and finances

Here are some options and resources that could help you manage your loan in the current environment.


Our Home Loan Check In

ANZ Home Loan Coaches can help you set up or restructure your home loan to suit your individual circumstances.

The Home Loan Check In is free, there is no obligation, and it will only take about 15 minutes. Our coaches are happy to talk to you over the phone or in person, whatever suits you.

How to manage rising home loan interest rates

Interest rates have been rising steadily. So, how might this impact your home loan and what steps could you take?

Managing your home loan in a changing economy

In this article we’ll look at strategies you could use to manage a home loan in both good times, and not so good times.

Financial wellbeing webinars

Free webinars to learn about planning your spend, managing debt, setting savings goals and protecting your future.

ANZ Good Energy Home Loan

The new ANZ Good Energy Home Loan top up has a great low rate of % p.a. fixed for three years, up to $80,000, to help you make eligible energy efficient upgrades to your home. Good for the planet, and for your pocket.

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure