Skip to main contentSkip to log on

Everyday accounts

Simple, easy accounts that let you spend less time banking, and more time living.

Explore your options

For people who like to do their banking electronically

ANZ Go account

  • $0 monthly account fee
  • $0 automated transaction fee—
  • $3 fee per staff-assisted withdrawal—, unless you’re under 21, then it’s free (for individual accounts only)
  • $0 ANZ Visa Debit card annual fee—
More about Go accounts

For people who make regular deposits

ANZ Freedom account
 
  • $5 monthly account fee, waived each month you deposit at least $2,500 into your account on or before the last business day of the month—
  • $0 transaction fees, meaning unlimited free automated and manual transactions— —
  • $0 ANZ Visa Debit card annual fee—

 

More about Freedom accounts

Account and card packages

ANZ Freedom Years package

If you're 65 or older, and receiving a New Zealand Superannuation (or an equivalent private scheme), you could enjoy special banking benefits with our Freedom Years package.

ANZ Freedom Years package

ANZ Migrant Banking package

Our Migrant Banking package will make settling in easy with a great selection of personal and business banking products.

ANZ Migrant Banking package

The application process

1. Choose an account

Choose the everyday account that's right for you. Use our online tool to help you decide.

2. Apply or join

Apply for the account of your choice using the ANZ goMoney mobile app or ANZ Internet Banking—, an online form or by calling us.

If you aren’t an ANZ customer, read more about joining ANZ.

3. We'll be in touch

If you’re an existing customer using goMoney or Internet Banking, your account should open automatically. Otherwise, we'll open your account within a few days.

If you're new to ANZ and have joined using goMoney, we may give you a quick call to complete your registration. If you joined using the online form or by calling us, we'll organise a visit to a branch to confirm your identity.

  

Join ANZ the fast way using the goMoney mobile app

Join using the app if you:

  • Are aged 13+, 
  • Live in New Zealand,
  • Have a compatible mobile device,
  • Hold a current New Zealand passport or driver licence, and
  • Want to apply for a Go account. 

Note, you’ll need a smartphone or tablet with video capability.

How to join using the app

  1. Download ANZ goMoney New Zealand from your app store.
  2. Select Join as a new customer and follow the step-by-step instructions.
  3. You’ll need to take a photo of your ID, and a selfie video on your phone to confirm your identity.
  4. After we receive your application, we’ll give you a call to complete your registration over the phone.

Eligibility criteria and terms and conditions apply to goMoney. See important information below.

Help and guides – manage your ANZ accounts

Step-by-step guides for using the ANZ goMoney mobile app and Internet Banking to update your contact details, find your account history and more.

Manage your ANZ accounts

Depositor Compensation Scheme

The Depositor Compensation Scheme acts as another protective layer for our personal and business customers.

How the scheme protects your money

Important information

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 159KB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and Electronic Banking Conditions (PDF 138KB).

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure

* Eligibility criteria and terms and conditions apply to the ANZ goMoney app, ANZ Internet Banking, ANZ Phone Banking, Voice ID and Pay to Mobile. For details, see our ANZ Electronic Banking Conditions (PDF 138KB).