Benefits for first home buyers with ANZ
Getting your deposit sorted
Buying your first home to live in usually means having a 20% deposit. There’s a few other options.
Using KiwiSaver for your first home deposit
If you’ve been a member for at least three years, you may be able to make a first home withdrawal to put some of your KiwiSaver savings towards buying your first home or land to build your first home on. Lending criteria, terms, conditions and fees apply.
Can you buy your first home with a 10% deposit?
You could get into your first home with a 10% deposit through ANZ’s low‑deposit lending. Talk to us about options for your first home loan.
Lending criteria and terms apply. Exclusions apply to certain property or loan types, and loan purposes. New Zealand residents only.
Meet with an ANZ Home Loan Coach
They’ll be in your corner at every stage of the journey.
Your coach will take you through your loan options and help with your plan of getting to where you want to be. They’ll give you an approximate idea of how much you could borrow, work through your deposit options, and what your repayments might look like.
The home buying process
Free resources for home buyers
Articles and guides for first home buyers
First home buyers
How parents or family could help you buy your first home
First home buyers
Using KiwiSaver to buy your first home
First home buyers
How to help your kids buy a house
First home buyers
Buying a house with friends or family
How to apply
Check if you could get approved
Important information
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure