It’s easy to join ANZ
Buying a home
Whether you’re a first home buyer, or looking to move house, ANZ can help you on your journey.
- First home deposit options. There are a number of ways you can get a deposit together – including KiwiSaver first home withdrawal.
- Using equity in your home. You may be able to use the equity in your existing home to buy your next home or investment property.
Work out how much you could borrow
Get an idea of how much you could borrow based on some quick questions about your financial situation.
Compare home loans
Compare our home loan features and interest rates.
Making an offer
You’ve found a home you’re interested in – now it’s time to make an offer. Find out what may be involved and what you need to do.
Getting a conditional pre-approval
At ANZ we can conditionally pre-approve your home loan – so you can look for a home with confidence.
Going unconditional
Your offer’s been accepted – what next? There are a few more steps you might need to complete before you can move in.
Upsizing or downsizing
You’ve decided to sell your home and buy another property. Find out how ANZ can help.
Work out your repayments
Find out how much your repayments might be depending on the loan amount, loan type and term.
Free First Home Buyer Handbook
A guidebook to help you navigate the home buying journey from start to settlement.
Free Property Profile Report
Know a home’s potential worth before you buy with an ANZ Property Profile Report (worth $49.95).
Property Unlocked Seminars
Free seminars to learn about the home buying process, building, renovating and property investment.
Start online
Start the application process for your home loan online today. It takes just 5 to 10 minutes.
Call us
0800 269 4663
Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm
International: +64 4 470 3165
We'll come to you
A Mobile Mortgage Manager can visit you whenever, wherever is convenient for you.
See all help and support articles
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.