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Buying a home

Whether you’re a first home buyer, or looking to move house, ANZ can help you on your journey.


Home loan deposit options

  • Using equity in your home. You may be able to use the equity in your existing home to buy your next home or investment property.

The home buying process

Find out about each step of the home buying process – from planning and house hunting, to going unconditional on your new home.

Tips and guides

Making an offer

You’ve found a home you’re interested in – now it’s time to make an offer. Find out what may be involved and what you need to do.

Getting a pre-approval

At ANZ we can pre-approve your home loan – so you can look for a home with confidence.

Going unconditional

Your offer’s been accepted – what next? There are a few more steps you might need to complete before you can move in.

Upsizing or downsizing

You’ve decided to sell your home and buy another property. Find out how ANZ can help.

Home buying toolkit

Free First Home Buyer Handbook

A guidebook to help you navigate the home buying journey from start to settlement.

Compare home loans

Compare our home loan features and interest rates.

Free Property Profile Report

Know a home’s potential worth before you buy with an ANZ Property Profile Report (worth $49.95).

ANZ Healthy Homes

Whether you're buying, building or renovating, we have a range of initiatives to help make your home warm, dry and energy efficient.

Property Unlocked Seminars

Free seminars to learn about the home buying process, building, renovating and property investment.

How to apply

Call us

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

0800 269 4663


We'll come to you

A Mobile Mortgage Manager can visit you whenever, wherever is convenient for you.

Request an appointment

Start online

Start the application process for your home loan online today.

Start your application

It takes just 5 to 10 minutes.

Need help?

Help and support 

See all help and support articles

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.