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Contents insurance

Think about all the things you own. If any of your belongings were accidentally damaged, lost or stolen, you'd want to replace them fast - and with as little hassle as possible. With ANZ you'll get replacement cover on many home contents, regardless of age. 

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What you need to know

Watch a 60 second summary of our contents insurance cover.

Options to suit your needs

We can cover just about all of your possessions, including things like frozen food and gifts for special occasions, like weddings or Christmas.

  • If you work from home you can have cover for your computer, office furniture and other home office equipment.
  • We'll pay up to $3,000 for any gradual damage caused by things like leaking or overflowing internal water pipes.
  • We'll pay up to $2,000 to replace your keys and locks if your keys are stolen, lost or duplicated.
  • If you own your home, we will cover the costs of temporary accommodation for your family up to the lesser of twelve months or $30,000.
  • If you're renting the home, we will cover your reasonable costs for temporary accommodation up to one month.

Optional extras

  • You can extend your policy to cover your contents while you're moving home, while they're in transit or in storage.
  • We can extend the cover available for your contents while they are in storage.


Here's a guide to help you calculate and check your home contents cover.

Content Insurance Calculator

Not quite right for you?

Why choose ANZ

Bundle and save

With our general insurance, you can get a multi-policy discount when you have two or more insurance policies with us - any mix of house, contents, car or boat insurance (minimum premium levels apply).

Our insurer's financial strength rating

These policies are underwritten by Vero Insurance New Zealand Limited. Vero Insurance New Zealand Limited has been given an A+ insurer financial strength rating by Standard & Poor's.

We'll help you figure things out

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New customers

Existing customers

Call 0800 269 252 with any questions about your existing policy.

Make a claim

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Help and support 

See all help and support articles

This is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Asset Protector printable version (PDF 814KB) or visit any ANZ branch or call 0800 269 296.

All ANZ Asset Protector policies are underwritten by Vero Insurance New Zealand Limited and distributed through ANZ. No member of ANZ Bank New Zealand Limited or its related companies or any other person guarantees Vero Insurance New Zealand Limited or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.