Contents insurance

Protect your valuable possessions if they’re accidentally damaged, lost or stolen.

Get a quote

To get a quote, you’ll be redirected from anz.co.nz to the quote tool on Vero’s website.

Great reasons to choose contents insurance at ANZ

  • Insurance you can trust. We’ve partnered with general insurance specialist, Vero Insurance New Zealand Limited (Vero), to offer you comprehensive, value-for-money insurance options. Vero pride themselves on providing quality service, especially at claim time - when it really matters. View Vero's Financial Strength Rating.
  • New for old cover. For many of your belongings, they’ll either be fully replaced or you’ll be paid their full replacement value. 
  • Easy to manage. View your policy information via ANZ Internet Banking and make changes to your cover by contacting our dedicated ANZ customer support team at Vero.
  • Options to suit your needs. You can extend your policy to cover your belongings when moving house, or if you need to put them into storage. 
  • Bundle and save. You may be eligible for a multi-policy discount when you have two or more qualifying insurance policies with Vero (minimum premium levels apply). View Vero’s multi-policy discount terms and conditions.
ANZ and Vero logos

Cover overview

Contents insurance with optional extras to suit your situation. Listed below is a summary of the cover and features that may be available. For full details of the terms, conditions and exclusions please see the policy document – it’s simple and easy to understand.



How much cover will you need? Working out your sum insured

Use our Contents Insurance Calculator to help you work out an indicative value of your possessions. Here’s how:

  • The calculator will help work out the total value of your contents to help you determine your sum insured.
  • The calculator provides estimated values for common household items. For each item you own, you can choose 'average', 'above average', or enter your own value.
  • For items that you wish to specify on your policy like jewellery, you should obtain the value from a registered valuer.

We'll help you figure things out

Insurance provided by Tower

From 12 March 2021, ANZ is no longer involved in ANZ general insurance provided by Tower.

If you're enquiring about Tower:

What else do you need to protect?

Important information

The above information is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Asset Protector printable version (PDF 814KB) or visit any ANZ branch or call 0800 269 296.

All ANZ Asset Protector policies are underwritten and issued by Vero Insurance New Zealand Limited (Vero) and distributed through ANZ Bank New Zealand Limited (ANZ). Full terms, conditions and exclusions apply. No member of ANZ or its related companies or any other person guarantees Vero or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.