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The above information is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Asset Protector printable version (PDF 814KB) or visit any ANZ branch or call 0800 269 296.
All ANZ Asset Protector policies are underwritten and issued by Vero Insurance New Zealand Limited (Vero) and distributed through ANZ Bank New Zealand Limited (ANZ). Full terms, conditions and exclusions apply. No member of ANZ or its related companies or any other person guarantees Vero or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.
Financial Strength Rating: Vero Insurance New Zealand Limited ("Vero") has been given an A+ Insurer Financial Strength Rating by Standard and Poor’s. The rating outlook is stable. The rating scale is: AAA Extremely Strong; AA Very Strong; A Strong; BBB Good; BB Marginal; B Weak; CCC Very Weak; CC Extremely Weak; SD Selective Default; D Default; R Regulatory Supervision and NR Not rated. Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. The rating scale above is in summary form. The full version of this rating scale can be obtained from Vero’s website.
The Cordell Sum Sure calculator is provided by CoreLogic NZ Ltd. The Cordell Sum Sure calculator uses information obtained from a variety of third party sources and the information you provide or confirm and analyses the information against construction industry data to calculate an estimated reconstruction cost of your property. The information and data used by the Cordell Sum Sure calculator may not reflect the specific details of your property and may not be complete, current or accurate. The estimated reconstruction cost may not reflect the actual cost to rebuild your home.
The Cordell Sum Sure calculator is not intended to replace a professional valuation. It is not a recommendation or personalised financial advice. It is your responsibility to provide a sum insured amount for your house. You must decide whether the estimate provided by the Cordell Sum Sure calculator is appropriate or if you should use an alternative sum insured amount based on your knowledge of the property. Use of the Cordell Sum Sure calculator is authorised on the condition that CoreLogic NZ Limited, ANZ Bank New Zealand Limited and Vero Insurance New Zealand Limited do not warrant the accuracy, currency or completeness of the estimated reconstruction cost and do not have any liability of any kind for any loss or damage howsoever arising (including through negligence) in connection with the use of or reliance on the Cordell Sum Sure calculator.
Cash back terms and conditions – November to mid-December 2020
Eligibility: Cash back offer applies to each 'new' ANZ house, contents or car insurance policy (policy) taken out between 2 November and 13 December 2020 (offer period). ANZ house, contents and car insurances are underwritten by Vero Insurance New Zealand Limited (Vero).
Replacements or renewals of existing policies or cover will not be treated as 'new' and are not eligible for the cash back offer.
To be eligible for the cash back payment, cover under the policy must be applied for and have commenced in the offer period. Cover under the policy must then remain in-force for 45 days and premium payments must be up-to-date (eligibility date).
Cash back offer is $50 cash back for each eligible policy, up to a maximum of $150 per customer when multiple policies are taken out.
Applications are subject to underwriting criteria.
Cash back payment process: If you pay your premiums by direct debit using a bank account number, the cash back payment will be paid into the bank account you pay your premiums from within 45 days of the eligibility date.
For policies paid by other means; where Vero does not hold your bank account number, ANZ will provide a current operational ANZ bank account (active bank account) to Vero to enable the cash back to be paid. If ANZ doesn’t hold active bank account details, Vero will use reasonable endeavours to contact you to obtain payment details. If Vero has not been able to make contact within 45 days of the eligibility date, then contact attempts will cease.
Cash back payments will be made by, and are solely the responsibility of, Vero.Back to top