Car insurance

All the bells and whistles or just the basics – it’s your choice.

How to get a quote and buy insurance online

Existing ANZ customer

You can get a quote and buy insurance by logging into ANZ Internet Banking or ANZ goMoney app.

Note, once logged in you’ll then be transferred to Vero’s secure website.

Details to have handy:

  • Have your ANZ customer number ready as you need to log into ANZ Internet Banking or ANZ goMoney to start.
  • Your car registration, as well as make and model of the car you’re looking to insure.

If you aren’t registered for ANZ Internet Banking or ANZ goMoney you can still get a quote online. You’ll leave and move to Vero’s secure website to get your quote but you’ll need to buy your insurance at an ANZ branch or by calling 0800 269 296.

Great reasons to choose car insurance at ANZ

  • Insurance you can trust. We’ve partnered with general insurance specialist, Vero Insurance New Zealand Limited (Vero), to offer you comprehensive, value-for-money insurance options. Vero pride themselves on providing quality service, especially at claim time - when it really matters. View Vero's Financial Strength Rating.
  • Options to suit your needs. There are a range of options, whether you want Comprehensive car insurance or only need Third Party Fire and Theft or Third Party Only - you can choose.
  • Easy to manage. View your policy information via ANZ Internet Banking and make changes to your cover by contacting our dedicated ANZ customer support team at Vero.
  • Bundle and save. You may be eligible for a multi-policy discount when you have two or more qualifying insurance policies with Vero (minimum premium levels apply). View Vero’s multi-policy discount terms and conditions.
  • Optional Roadside Assistance. A vehicle–specific, 24–hour "rescue service" to help with breakdowns, empty fuel tanks, flat tyres and batteries, and other roadside problems (not available for Third Party Only cover).
ANZ and Vero logos

Cover overview

Listed below is a summary of the cover and features that may be available. For full details of the terms, conditions and exclusions please see the policy document – it’s really simple and easy to understand.

Compare your cover options

We've made it easy for you to choose the right cover by providing an overview of features, benefits and limits.


Third Party Fire and Theft

Third Party Only

Accidental loss or damage to your car

For damage by fire or theft only

Legal liability (including damage to someone else’s car)

Up to $20m

Up to $20m

Up to $20m

Damage to your car by an uninsured third party driver

Up to $3,000

Up to $3,000

Excess-free repairs to windscreen and windows

Agreed or Market value

Agreed value only

Market value only

Tow & transportation of damaged car

Reasonable costs

Up to $500

Locks and keys

Up to $1,000

Removable car accessories and parts kept at your home

Up to $1,000 for fire or theft

Trailer cover

Up to $1,000 ($100 excess applies)

Emergency travel and accommodation

Up to $500

Personal injury cover

Varying limits

Excess-free windscreen and window glass

Optional benefit

Optional benefit

Optional benefit

Roadside assistance

Optional benefit

Optional benefit

Reduced premium for excluding drivers under 25

Boat insurance

You can also insure your boat. There’s comprehensive cover for your boat, motor, trailer and accessories, both in New Zealand coastal waters and on land. For more information contact us.

We'll help you figure things out

Insurance provided by Tower


From 12 March 2021, ANZ is no longer involved in ANZ general insurance provided by Tower.

If you're enquiring about Tower:


What else do you need to protect?

Important information

The above information is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Asset Protector printable version (PDF 1MB) or visit any ANZ branch or call 0800 269 296.

All ANZ Asset Protector policies are underwritten and issued by Vero Insurance New Zealand Limited (Vero) and distributed through ANZ Bank New Zealand Limited (ANZ). Full terms, conditions and exclusions apply. No member of ANZ or its related companies or any other person guarantees Vero or its subsidiaries or any of the products issued by them. ANZ may receive a commission on any policy it arranges.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.