ANZ Credit Card Repayment Insurance can help with your ANZ credit card debt should something unexpected happen to you.  It is designed to be affordable while protecting you and your lifestyle.

ANZ Credit Card Repayment Insurance can help repay the debt on your ANZ credit card in the event of temporary disability, redundancy, critical illness, bankruptcy (if self-employed), permanent disability, and death or terminal illness.

These policies are underwritten by OnePath Life (NZ) Limited and jointly administered by ANZ Bank New Zealand Limited (ANZ) and Cigna Life Insurance New Zealand Limited. Find out more about OnePath's Financial Strength Rating and Solvency.

To apply now call 0800 883 012

ccri categories

What's covered?

terminal illness    Terminal illness or death

Pays up to $60,000 in the event of your death or if you are diagnosed as terminally ill.

  • Additional $1,000 contribution in other expenses

 


critical illness    Critical illness

Pays up to $30,000 if you suffer from one of four critical illnesses.

 


permanently disabled    Permanently disabled

If you become permanently disabled we'll pay a lump sum of up to $60,000. 

 


temporary disability    Temporary disability

We'll help cover your credit card repayments if you can't work due to an accident or illness.

  • Monthly payment of up to 15% of the relevant credit card balance
  • Cover for up to $60,000 or 20 monthly payments

 


Redundancy    Redundancy

We'll help cover your credit card repayments if you are made redundant and don't work for more than 30 consecutive days.

  • Monthly payment of 15% of the total relevant credit card balance
  • Cover up to $30,000

 


bankruptcy    Bankruptcy

If you are self-employed and are declared bankrupt we'll cover up to $30,000.

 


Claim payments

Claim payments will be based on either the outstanding account balance or the average closing account balance for the previous six months, whichever amount is larger.

In addition, any amount paid under other policy benefits for the same, similar or related claims, will be deducted from your claim payment.

 


Costs

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Premium of 79 cents for every $100 (or part thereof) of your monthly credit card account balance.
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Premium of $1.29 per $100 (or part thereof) where a joint or additional cardholder is also covered.
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If you monthly account statement balance is zero or in credit no premium is charged.

 


Eligibility

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As an ANZ personal credit cardholder you have guarantee acceptance for this cover if you're aged 18 to 75 years.
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Cover is limited to death, terminal illness and critical illness for cardholders not in full time employment or self-employment.
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For cardholders aged 65 and up to 99 years, cover is limited to death and terminal illness only.
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Cover ceases at age 99.

 


More information

For full benefits, limits, exclusions and conditions, view our policy document ANZ Credit Card Repayment Insurance Policy Document (PDF 112kB)

 

Apply now

phone    Call 0800 833 012

Already have insurance with us?

phone    Call 0800 833 012 
            with any questions about 
            your existing policy

laptop    How to make a claim

IMPORTANT: The above information is a summary only of the cover and features that may be available. For full details of the terms, conditions, limits and exclusions please refer to the policy document - ANZ Credit Card Repayment Insurance Policy Document (PDF 112kB) or call 0800 883 012.

ANZ Credit Card Repayment Insurance is underwritten by OnePath Life (NZ) Limited and distributed through ANZ Bank New Zealand Limited (ANZ). No member of ANZ, its related companies or any other person guarantees OnePath Life (NZ) Limited or any of the products issued by it. ANZ may receive a commission on any policy it arranges.

 

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