Moving to Australia

You may be able to take your KiwiSaver savings with you.

Transferring to an Australian Superannuation Scheme

If you’re planning to move to Australia permanently, or you’ve already done so, you may be able to transfer your KiwiSaver savings to an Australian Super scheme.

What do you need to do?

Please be aware that not all Australian providers accept KiwiSaver transfers. If you want to transfer to an Aussie Super scheme:

  • Check with your chosen Australian provider to confirm whether they accept KiwiSaver transfers.
  • If they do, email us at or call us on 0800 736 034 and we’ll provide you with the documentation needed to complete the transfer.

What can you transfer?

If you’re transferring to an Australian Super scheme, you’ll need to transfer your total balance. This includes any Government contributions you received while you lived in New Zealand. Please note: any Government contributions you may have received while residing overseas will be returned to the government.

What happens if you move back to New Zealand or to another country?

If you’re only moving to Australia temporarily

You can keep you KiwiSaver account open. Your money will remain invested while you’re away.

If you transfer your savings to an Australian Super scheme, you won’t be able to transfer it back to an ANZ-managed KiwiSaver scheme.

If you move to a different country

Once you’ve transferred your KiwiSaver savings to an Australian Super scheme (or vice versa), those funds can’t be transferred to a third country.

From overseas: +64 9 356 4000

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Important information

ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the ANZ KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (together, the 'schemes'). Important information is available under terms and conditions. Download the guide and product disclosure statement.