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ANZ Investment Funds

Whatever your financial goals are, ANZ Investment Funds are a flexible way to help you achieve them.

How ANZ Investment Funds work

ANZ Investment Funds are professionally managed by ANZ’s investment management team, so you benefit from their wealth of knowledge and expertise. You also get the benefit of diversification, because the funds spread their investments over hundreds of assets such as shares, bonds and listed property across local and international markets.

Whatever your goals are, be it saving for a house renovation or deposit, or your children’s education fund, an ANZ Investment Fund can help you get there.

Three great reasons to choose an ANZ Investment Fund

A fund to suit your needs

We offer five funds that each have a different risk and return profile to suit your unique savings goals.

Ease and flexibility

You can invest as much or as little as you like, and you can also request to withdraw some or all of your money whenever you like.

Stay on top of your investment

You can keep track of your investment online, anytime, anywhere – all through ANZ Internet Banking and goMoney.

Recognised experts in our field

We’ve been managing investments for more than 30 years and been recognised by numerous awards over that time.

We’re proud to be named:

Good Returns Fund Manager of the Year 2020 – powered by Research IP

Find out more, including our full awards history, ratings and disclaimers

What makes up your ANZ Investment Fund account?

What makes up your ANZ Investment Fund?
Your contributions +/- Returns - Fees +/- Taxes = Your investment fund balance
Learn more   Learn more   Learn more   Learn more    

What are the funds you can invest in?

You can choose from five funds, each with a different investment timeframe and mix of assets.

Growth Fund

Investment mix:

80% growth assets

20% income assets

Minimum suggested investment timeframe:

7+ years

Balanced Growth Fund

Investment mix:

65% growth assets

35% income assets

Minimum suggested investment timeframe:

6+ years

Balanced Fund

Investment mix:

50% growth assets

50% income assets

Minimum suggested investment timeframe:

5+ years

Conservative Balanced Fund

Investment mix:

35% growth assets

65% income assets

Minimum suggested investment timeframe:

5+ years

Conservative Fund

Investment mix:

20% growth assets

80% income assets

Minimum suggested investment timeframe:

4+ years

Find out more about our funds.

Understand the difference between growth assets and income assets.

Need help?

Find out your risk profile

Understanding your tolerance for investment risk may help you choose the right fund for you.

Free financial advice

If you need help choosing the right investment option for you, talk to one of our financial advisers. They can provide free advice tailored to your individual situation.


Find out more


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What's next?

Apply today

Read the guide and product disclosure statement

Complete the application form


Call us

0800 736 034

Weekdays, 8am - 6pm

Talk to an ANZ financial adviser

0800 269 238


Weekdays, 8:30am - 5pm


ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the ANZ Investment Funds. Important information is available under terms & conditions. Download the guide and product disclosure statement

Investments in the ANZ Investment Funds aren’t deposits in ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’), nor are they liabilities of ANZ Group. ANZ Group doesn’t stand behind or guarantee ANZ Investments. Investments are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group won’t be liable to you for the capital value or performance of your investment.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 736 034, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see