Lump sum payment on a home loan
Top up your home loan
If you’re renovating, landscaping, or installing insulation or a heating system, you may be able to borrow more on your home loan. This is known as a home loan top up.
If the upgrade you are planning meets our ANZ Good Energy Upgrades criteria, you may be eligible for a great rate with an ANZ Good Energy Home Loan top up.
Applying for a home loan
Before you apply for a home loan for the first time, check out the options. It’s important to put together a home loan solution to suit you and your situation.
Property information
Estimated property values are supplied by Valocity.
Re-fixing a home loan
If you’re re-fixing, you can lock in a new interest rate up to 60 days before your fixed rate period ends.
If you have a floating home loan, you can request to fix the rate at any time.
To read about what happens if you change your mind and what happens if you don't re-fix, see Home loan fixed term ending.
Download a guide
Important information
This material is for information purposes only. Please talk to us if you need financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296. See our financial advice provider statement (PDF 39KB).
Eligibility criteria and terms and conditions apply to the ANZ goMoney app, Internet Banking, Phone Banking, Voice ID and Pay to Mobile. For details, see our ANZ Electronic Banking Conditions (PDF 138KB).