If you don’t pay off your balance in full by the due date
At ANZ, to get the benefit of interest-free days on purchases, you need to pay off your balance in full by the due date. If you don’t, you’ll pay interest on your purchases from the day you make them. You’ll also lose the benefit of interest-free days for at least the next statement period. That’s why we recommend always paying off your balance in full each month, if you can.
To regain your interest-free period on purchases, you’ll need to pay off the full balance by the due date in a subsequent statement period.
The information is current as at May 2022 and may be subject to change. Information in this article refers to personal credit cards, is general in nature only and does not take into account your personal objectives, financial situation or needs. The information may not reflect how interest and charges are calculated under your credit card conditions of use. We recommend you review your personal credit card conditions of use for information about the terms that apply to you. Talk to us for financial advice and see our advice statement.
Lending criteria, terms and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.