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ANZ Airpoints Visa Platinum

$0 annual card fee for the first year

 See important information for more details on this offer >


Apply now View rates and fees

 It only takes 10-15 minutes

The card that earns Airpoints DollarsTM with platinum benefits

 $75 = A1

Earn 1 Airpoints DollarTM for every $75 you spend on eligible purchases.disclaimer

$150 p.a.

annual fee, charged $75 half-yearly


interest rate on purchases


A higher Airpoint Dollars earn rate

Earn more Airpoints Dollars on your credit card spend to get you flying even faster.

Overseas Travel Insurancedisclaimer

Use your card to pay for at least half your pre-paid travel expenses and you'll get Overseas Travel Insurance for your trip. 

Apple Pay & goMoney Wallet

You can use this card to pay with your compatible Apple Paydisclaimer or goMoney Walletdisclaimer phone.


Maximise the rewards you can earn and make your life easier by setting up regular payments from your card for things like your phone and power bill or your gym membership.

Contactless payments

Simply tap your card on the terminal when instructed.  For purchases over NZ$80 you will need to enter your card PIN. As the card never leaves your hands, it’s the quick and secure way to pay for purchases.

Special Platinum privileges

From Visa Concierge service to 0% commission on foreign cash purchases from any ANZ branch in New Zealand, and more - enjoy the extra benefits of Platinum.

AirpointsTM benefits

  • Use your Airpoints Dollars to get flying faster, or reward yourself with something special from the Airpoints Store – it’s your choice.

  • Earn 1 Airpoints DollarTM for every $75 you spend on eligible purchases. There is no limit on the number of Airpoints Dollars you can earn.

  • You can get up to 200 Airpoints Dollars in advance.disclaimer

  • Your Airpoints Dollars will never expire while you have an ANZ Airpoints Visa Platinum account (and you are the nominated earner).
  • Earn 1 Status Point for every $250 you spend on eligible purchases.disclaimer

  • Redeem your Airpoints Dollars for Air New Zealand and Star Alliance flights, giving you access to over 1,000 destinations around the world. See Air New Zealand website for more information or to redeem your Airpoints Dollars.
  • No Koru joining fee (save $255) and a special discount of $145 off the standard 12 month individual Koru membership fee.

  • The primary account holder can get two complimentary single entry Air New Zealand Lounge eVouchers per $20,000 spent on eligible purchases each yeardisclaimer (for example if you spent $50,000 within a year, you'd get four lounge eVouchers).


Visa Zero Liability

Visa’s Zero Liabilitydisclaimer policy means you’re not liable for unauthorised transactions on your card, provided you haven’t contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen.

Fraud monitoring

ANZ’s fraud monitoring system helps to identify suspicious purchasing activity on your card account. If we suspect fraudulent activity, we’ll try to contact you to confirm the transaction. If we can’t contact you, we’ll make a decision on whether we need to block your account until we can reach you.

Lost or stolen cards

If you have lost your credit card, you can cancel your card and order a replacement one if required in ANZ Internet Banking or goMoney (under 'Manage Cards') or by calling us. Find out more about lost and stolen cards >

Rates and fees


Interest rate on purchases

Interest rate on cash advances

Interest free days on purchases

Up to 44 days


Annual fee

$150 p.a. (charged $75 half-yearly)

Joint or additional card

$10 p.a. (charged $5 half-yearly)

Banking with us

Pay with your phone

Pay using your compatible device with Apple Paydisclaimer or goMoney Walletdisclaimer disclaimer(for personal ANZ Visa credit and ANZ Visa Debit cards only) anywhere you can tap and pay. For purchases over NZ$80 you may need to enter your card PIN.

Payment convenience

Easy to manage and make payments to your credit card via ANZ Internet BankingANZ goMoney, at ATMs, over the phone or at any ANZ branch – it’s your choice.

Manage your card online

Temporarily block your card, manage your card PIN and report and replace lost or stolen cards with ANZ Card Manager.

Easy ways to apply

Apply online

Apply now

By phone

0800 269 277

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

At any branch

Find a branch

If you don't currently bank with ANZ, you'll need to provide:

Mail that has been addressed to your residental address (within the last three months).

Find and compare ANZ credit cards

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This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.

No annual card fee offer: After 12 months the standard annual fee will apply (currently $150, charged $75 half-yearly). Offer available for all new ANZ Airpoints Visa Platinum cards until 30 September 2018. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts.

ANZ Bank New Zealand Limited does not own or operate any airline or aircraft. ANZ is not liable for service deficiencies on the part of airlines or other service providers, including but not limited to: accidents, injuries, infections and illnesses; delays and diversions; changes in routes or itineraries; loss, theft or damage to possessions. All ancillary costs associated with utilising a Flight including but not limited to a return flight or transfers and transport to and from the departure point shall be the sole responsibility of the customer.

For more information, including terms and conditions for ANZ Airpoints Visa Rewards, please see the ANZ Airpoints Visa guide (PDF 576kB).

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Terms, conditions, exclusions (such as age limitations) and eligibility criteria apply to ANZ Premium Card Travel Insurance. A copy of the terms and conditions that apply to ANZ Premium Card Travel Insurance are on the ANZ Travel Insurance site, or ask for a copy at any ANZ branch. ANZ Premium Card Travel Insurance is issued and managed by AWP Services New Zealand Limited (trading as Allianz Global Assistance) and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia).

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Terms and conditions apply to Apple Pay, see for more information.

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Android™ and Google Play are registered trademarks of Google Inc. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. See for more information.

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Air New Zealand Airpoints programme terms and conditions apply. "Airpoints™” is the registered trademark for the loyalty programme operated by Air New Zealand. “Airpoints Dollars™” and “A” are registered trademarks for a form of reward offered to members of the Airpoints programme.

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Eligible purchases do not include cash advances, balance transfers and the purchase of cash substitutes (such as travellers cheques), gambling transactions, or business related expenditure.

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A year is based on either the 12 month period from the date your card was issued, or if it was issued prior to 1 April 2015, then from 1 April each year.

Lounge eVouchers will be awarded in the month after you have spent $20,000. For example, if you reach $20,000 spend in your June credit card statement, you should expect the lounge eVouchers in July.

You will be notified of the complimentary lounge eVouchers when you sign in at the Air New Zealand website. If Air New Zealand have your email address they'll also endeavour to notify you by email. The lounge eVouchers will be loaded onto the Primary Account Holder's Airpoints account - so make sure that you use your Airpoints number when booking your flight.

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Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 132kB). Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.

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ANZ goMoney Wallet eligibility criteria and terms and conditions apply. ANZ goMoney Wallet is available for use on selected Android phones. See for more information.

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