ANZ Airpoints Visa Platinum

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Great if you want a higher Airpoint DollarsTM earn rate 
to get flying faster

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Enjoy Overseas Travel Insurance^ and foreign currency benefits


Travel in style with special Koru benefits

At a glance

$75 = A1

Earn 1 Airpoints Dollar for every $75 you spend on eligible purchases*

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Interest rate on purchases

$150 p.a.

Annual fee




Earn 1 Airpoints DollarTM for every $75 dollars you spend on eligible purchases.* There is no limit on the number of Airpoints Dollars you can earn


You can get up to 200 Airpoints Dollars Advance~


Your Airpoints DollarsTM will never expire while you have an ANZ Airpoints Visa Platinum account (and you are the nominated earner)


Earn 1 Status Point for every $250 you spend on eligible purchases


Use your Airpoints DollarsTM to get flying faster, or reward yourself with something special from the Airpoints store – it’s your choice


Redeem your Airpoints Dollars for Air New Zealand and Star Alliance flights, giving you access to over 1,000 destinations around the world. See Air New Zealand website for more information or to redeem your Airpoints Dollars



No Koru joining fee (save $255) and a special discount of $145 off the standard 12 month individual Koru membership fee


The primary account holder can get two complimentary single entry Air New Zealand Lounge passes per $20,000 spent on eligible purchases each year** (for example if you spent $50,000 within a year, you'd get four passes)

Platinum benefits


Get Overseas Travel Insurance^ when you pay for at least half of your pre-paid travel expenses with your card. Find out more about ANZ Travel Insurance


0% commission on foreign currency purchases from any ANZ branch in New Zealand


Exclusive Platinum Privileges including:



Maximise the rewards you can earn and make your life easier by setting up regular payments from your card for things like your phone and power bill or your gym membership


Easy to manage and pay via ANZ Internet Banking, ANZ goMoney, at ATMs, over the phone or at any ANZ branch – it’s your choice


Enjoy contactless payments - simply tap your card on the terminal when instructed. You can also pay using your compatible device with Apple Pay1 or goMoney Wallet2 (for personal ANZ Visa credit cards only) anywhere you can tap and pay. For purchases over NZ$80 you will need to enter your card PIN. As the card never leaves your hands, it’s the quick and secure way to pay for purchases



Visa’s Zero Liability policy means you’re not liable for unauthorised transactions on your card, provided you haven’t contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen#


ANZ’s fraud monitoring system identifies unusual purchasing activity on your account. If we suspect fraudulent activity, we’ll try to contact you to confirm the transaction. If we can’t contact you, we’ll make a decision on whether we need to block your account until we can reach you

Rates and fees

Interest rate on purchases Interest rate on cash advances Interest free days on purchases Annual fee Joint or additional card
loading product data(View current rates) loading product data(View current rates) Up to 44 days $150 p.a. (charged $75 half-yearly) $25 p.a. (charged $12.50 half-yearly)
More about credit card rates, fees and agreements.

Easy ways to apply


Apply online

Apply now


By phone

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm
0800 269 277

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At any branch

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If you don't currently bank with ANZ, you'll need to provide:

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important info iconImportant information

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.

For more information, including terms and conditions for ANZ Airpoints Visa Rewards, please see the  ANZ Airpoints Visa Guide (PDF 576kB).

*Lending criteria, terms, conditions and fees apply. The ‘pay no annual card fee for one year offer’ is available for a limited time. After 12 months the standard annual fee will apply. Offer available for all new ANZ credit cards.  Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts. Personal ANZ Visa credit cards can be used in mobile wallets on compatible devices. Terms, conditions and eligibility criteria apply to the use of mobile wallets, see our Electronic Banking Conditions at for more information. ANZ Bank New Zealand Limited.

* Eligible purchases do not include cash advances, balance transfers and the purchase of cash substitutes (such as travellers cheques), gambling transactions, or business related expenditure.

^ Terms, conditions, exclusions (such as age limitations) and eligibility criteria apply to Overseas Travel Insurance. A copy of the terms and conditions that apply to Overseas Travel Insurance are on the ANZ Travel Insurance site, or ask for a copy at any ANZ branch. Overseas Travel Insurance is issued/insured by AIG Insurance New Zealand Limited.

~ Air New Zealand Airpoints programme terms and conditions apply - visit for more details. "Airpoints™” is the registered trademark for the loyalty programme operated by Air New Zealand. “Airpoints Dollars™” and “A ” are registered trademarks for a form of reward offered to members of the Airpoints programme.

1. Terms and conditions apply to Apple Pay, see for more information.

2. Android™ and Google Play are registered trademarks of Google Inc. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. See for more information.

# Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ Credit Card Conditions of Use.

** A year is based on either the 12 month period from the date your card was issued, or if it was issued prior to 1 April 2015, then from 1 April each year.
Passes will be awarded in the month after you have spent $20,000. For example, if you reach $20,000 spend in your June credit card statement, you should expect the passes in July.
You will be notified of the complimentary passes when you sign in at the Air New Zealand website. If Air New Zealand have your email address they'll also endeavour to notify you by email. The passes will be loaded onto the Primary Account Holder's Airpoints account - so make sure that you use your Airpoints number when booking your flight.

ANZ Bank New Zealand Limited does not own or operate any airline or aircraft. ANZ is not liable for service deficiencies on the part of airlines or other service providers, including but not limited to: accidents, injuries, infections and illnesses; delays and diversions; changes in routes or itineraries; loss, theft or damage to possessions. All ancillary costs associated with utilising a Flight including but not limited to a return flight or transfers and transport to and from the departure point shall be the sole responsibility of the customer.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.


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