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What is a balance transfer?
A balance transfer involves moving the outstanding balance from your non-ANZ credit or store card account to an ANZ Low Rate Visa.
You can choose to transfer the balance of your credit or store card to ANZ and pay just for two yearsdisclaimer on that balance.
How a balance transfer works
Flexible ways to manage your money and debts
We have a range of options to suit different needs. Whether it’s borrowing to combine existing debts, borrowing to pay for the things you need or having a back-up for emergencies and unexpected expenses.
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Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.
Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.
Balance transfer offer: Offer available for a limited time. Balance transfers can be made from most non-ANZ Visa or Mastercards (ASB, Bank Direct, BNZ, KiwiBank, TSB or Westpac), American Express, GE CreditLine, Q Card and Farmers Card. Full details are contained in the ANZ Credit Card Conditions of Use available from anz.co.nz or any branch. After 24 months our standard purchase interest rate will apply to any remaining balance transfer amount. Standard interest rates for ANZ Low Rate Visa apply to new transactions and repayments will generally be applied to balance transfer amounts before new purchases.
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