ANZ Airpoints Visa

person with a bag of money

Earn Airpoints Dollars^TM
on your credit card spend

credit card

No limit on the number of Airpoints Dollars you can
earn

aeroplane

Great if you use your credit card often - and love travelling

At a glance

$120 = A1

Earn 1 Airpoints Dollar^TM for every $120 you spend on eligible purchases^*.

blue background

(View current rates)

Interest rate on purchases

$65 p.a.

Annual fee

Benefits

Airpoints

ticker

Earn 1 Airpoints Dollar^TM for every $120 dollars you spend on eligible purchases^*

ticker

You can get up to 50 Airpoints Dollars Advance ^~

ticker

Your Airpoints Dollars will never expire while you have an ANZ Airpoints Visa account (and you are the nominated earner)

ticker

Use your Airpoints Dollars to get flying faster, or reward yourself with something special from the Airpoints store – it’s your choice

ticker

Redeem your Airpoints Dollars for Air New Zealand and Star Alliance flights, giving you access to over 1,000 destinations around the world.
See Air New Zealand website for more information or to redeem your Airpoints Dollars

Convenience

Maximise the rewards you can earn and make your life easier by setting up regular payments from your card for things like your phone and power bill or your gym membership

Easy to manage and pay via ANZ Internet Banking, ANZ goMoney, at ATMs, over the phone or at any ANZ branch – it’s your choice

Enjoy contactless payments - simply tap your card on the terminal when instructed. You can also pay using your compatible device with Apple Pay¹ or goMoney Wallet² (for personal ANZ Visa credit cards only) anywhere you can tap and pay. For purchases over NZ$80 you will need to enter your card PIN. As the card never leaves your hands, it’s the quick and secure way to pay for purchases

Secure

Visa’s Zero Liability policy means you’re not liable for unauthorised transactions on your card, provided you haven’t contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen^#

ANZ’s fraud monitoring system identifies unusual purchasing activity on your account. If we suspect fraudulent activity, we’ll try to contact you to confirm the transaction. If we can’t contact you, we’ll make a decision on whether we need to block your account until we can reach you

Rates and fees

Interest rate on purchases	Interest rate on cash advances	Interest free days on purchases	Annual fee	Joint or additional card
(View current rates)	(View current rates)	Up to 44 days	$65 p.a.(charged $32.50 half-yearly)	$10 p.a.(charged $5 half-yearly)

More about credit card rates, fees and agreements.

Easy ways to apply

laptop

Apply online

Apply now

phone

By phone

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm
0800 269 277

person behind a desk

At any branch

Find a branch

If you don't currently bank with ANZ, you'll need to provide:

Valid proof of identification - see examples of acceptable forms of identification (PDF 28kB)
Mail that has been addressed to your residential address (within the last three months)

Find and compare ANZ credit cards

Find the right card Compare cards

important info icon Important information

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, Fees and Agreements for more information.

For more information, including terms and conditions for ANZ Airpoints Visa Rewards, please see the ANZ Airpoints Visa guide (PDF 576kB).

*Lending criteria, terms, conditions and fees apply. The ‘pay no annual card fee for one year offer’ is available for a limited time. After 12 months the standard annual fee will apply. Offer available for all new ANZ credit cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts. Personal ANZ Visa credit cards can be used in mobile wallets on compatible devices. Terms, conditions and eligibility criteria apply to the use of mobile wallets, see our Electronic Banking Conditions at anz.co.nz for more information. ANZ Bank New Zealand Limited.

* Eligible purchases do not include cash advances, balance transfers and the purchase of cash substitutes (such as travellers cheques), gambling transactions, or business related expenditure.

^1.Terms and conditions apply to Apple Pay, see anz.co.nz/applepay for more information.

^2. Android™ and Google Play are registered trademarks of Google Inc. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. See anz.co.nz/gomoneywallet for more information.

^# Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ Credit Card Conditions of Use.

^~ Air New Zealand Airpoints programme terms and conditions apply. Visit airnz.co.nz for more details. "Airpoints™” is the registered trademark for the loyalty programme operated by Air New Zealand. “Airpoints Dollars™” and “A” are registered trademarks for a form of reward offered to members of the Airpoints programme.

ANZ Bank New Zealand Limited does not own or operate any airline or aircraft. ANZ is not liable for service deficiencies on the part of airlines or other service providers, including but not limited to: accidents, injuries, infections and illnesses; delays and diversions; changes in routes or itineraries; loss, theft or damage to possessions. All ancillary costs associated with utilising a Flight including but not limited to a return flight or transfers and transport to and from the departure point shall be the sole responsibility of the customer.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.