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ANZ Airpoints Visa

The card that gets you flying faster with Airpoints DollarsTM

  • $120=A1 Earn 1 Airpoints DollarTM for every $120 you spend on eligible purchasesdisclaimer
  • $65 p.a. annual fee, charged $32.50 half-yearly
  •  interest rate on purchases
Offer

$0 annual card fee for the first year

Benefits

  • Earn Airpoints Dollars. Get 1 Airpoints Dollar for every $120 you spend on eligible purchases with your card.
  • Unlimited earning potential. No limit on the number of Airpoints Dollars you can earn.
  • Great for travellers. Love travel? Using your card often is a great way to earn Airpoints Dollars - and travel more often!
  • Convenience. Maximise the rewards you can earn and make your life easier by setting up regular payments from your card for things like your phone and power bill or your gym membership.
  • Contactless payments. Simply tap your card on the terminal when instructed.  For purchases over NZ$80 you will need to enter your card PIN. As the card never leaves your hands, it’s the quick and secure way to pay for purchases.

Airpoints™ benefits

  • Use your Airpoints Dollars to get flying faster, or reward yourself with something special from the Airpoints Store – it’s your choice.
  • Earn 1 Airpoints DollarTM for every $120 you spend on eligible purchases.disclaimer
  • You can get up to 50 Airpoints Dollars in advance.disclaimer
  • Your Airpoints Dollars will never expire while you have an ANZ Airpoints Visa account (and you are the nominated earner).
  • Redeem your Airpoints Dollars for Air New Zealand and Star Alliance flights, giving you access to over 1,000 destinations around the world. 

Rates and fees

rates

Interest rate on purchases

Interest rate on cash advances

Interest free days on purchases

Up to 44 days

Annual fee

$65 p.a. (charged $32.50 half-yearly)

Joint or additional card

$10 p.a. (charged $5 half-yearly)

Security

Visa Zero Liability

Visa’s Zero Liabilitydisclaimer policy means you’re not liable for unauthorised transactions on your card, provided you haven’t contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen.

Learn more

Fraud monitoring

ANZ’s fraud monitoring system helps to identify suspicious purchasing activity on your card account. If we suspect fraudulent activity, we’ll try to contact you to confirm the transaction. If we can’t contact you, we’ll make a decision on whether we need to block your account until we can reach you.

Lost or stolen cards

If you have lost your credit card, you can cancel your card and order a replacement one if required in ANZ Internet Banking or goMoney (under 'Manage Cards') or by calling us.

Find out more

Banking with ANZ

Pay with your phone

Pay using your compatible device with Apple Paydisclaimer or Google Pay™disclaimer(for personal ANZ Visa credit and ANZ Visa Debit cards only) anywhere you can tap and pay.

Payment convenience

Easy to manage and make payments to your credit card via ANZ Internet BankingANZ goMoney, at ATMs, over the phone or at any ANZ branch – it’s your choice.

Manage your card online

Temporarily block your card, manage your card PIN and report and replace lost or stolen cards with ANZ Card Manager.

Ways to apply

Apply online

Apply now

By phone

0800 269 277

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

At any branch

Visit a branch

If you don't currently bank with ANZ, you'll need to provide:

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Help and support 

See all help and support articles

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.

For more information, including terms and conditions for ANZ Airpoints Visa Rewards, please see the ANZ Airpoints Visa guide (PDF 664kB).

$0 annual card fee offer: ANZ lending criteria, terms, conditions and fees apply. Offer available for a limited time. After 12 months the standard annual fee will apply (currently $65, charged $32.50 half yearly). Offer available for all new ANZ Airpoints Visa cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts.

ANZ Bank New Zealand Limited does not own or operate any airline or aircraft. ANZ is not liable for service deficiencies on the part of airlines or other service providers, including but not limited to: accidents, injuries, infections and illnesses; delays and diversions; changes in routes or itineraries; loss, theft or damage to possessions. All ancillary costs associated with utilising a Flight including but not limited to a return flight or transfers and transport to and from the departure point shall be the sole responsibility of the customer.

Eligible purchases do not include cash advances, balance transfers and the purchase of cash substitutes (such as travellers cheques), gambling transactions, or business related expenditure.

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Terms and conditions apply to Apple Pay, see anz.co.nz/applepay for more information.

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Google Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

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Air New Zealand Airpoints programme terms and conditions apply. "Airpoints™” is the registered trademark for the loyalty programme operated by Air New Zealand. “Airpoints Dollars™” and “A” are registered trademarks for a form of reward offered to members of the Airpoints programme.

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Conditions and exceptions apply. For further details, see Visa Zero Liability. Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.

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