ANZ CashBack Visa
ANZ CashBack Visa
The credit card that rewards you with cash back in your pocket.
The important numbers
Apply using our online form
Benefits
Earn CashBack Rewards
Just spend $5,000 to $30,000 on eligible purchases— during the year to qualify.
Get 0.5% cash back when you spend between $5,000 and $9,999 (e.g. spend $9,000, get $45).
Get 1.0% cash back when you spend between $10,000 and $30,000 (e.g. spend $30,000, get $300).
Contactless payments
Simply tap your card on the terminal when instructed. As the card never leaves your hands, it’s the quick and secure way to pay for purchases. Read more about contactless payments.
Interest rates, fees and minimum credit limit
Rate, fee or limit | |
|---|---|
Interest rate on purchases | —% p.a. |
Interest rate on cash advances | —% p.a. |
Interest free days on purchases | Up to 55 days |
Annual fee | $60 p.a. (charged in full once per year) |
Joint or additional card | $5 p.a. |
Minimum credit limit | $500 |
Cash rewards
- You qualify for a CashBack Reward by spending $5,000 or more on eligible purchases— during the year, up to a maximum of $30,000 spent per year ($300 cash back).
- Your CashBack year runs for a 12 month period from the date of the first purchase transaction.
- The CashBack Reward will be credited to your CashBack card account on the date of your next statement, following the anniversary of your first eligible purchase on your account. Details of the amount credited will appear on that statement.
- Cash advances and the purchase of cash substitutes (e.g. travellers' cheques), gambling transactions and business related expenditure will not qualify as eligible purchases for a CashBack Reward.
For more important information, including terms and conditions for ANZ CashBack Rewards, please see the ANZ CashBack guide:
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How to apply
Apply online
Apply for an ANZ Cashback Visa.
Call us
Monday to Friday, 8am - 7pm
Saturday and Sunday, 9am - 5pm
From overseas: +64 4 470 3142
Visit us
Find your local branch and make an appointment to visit us.
If you don't currently bank with ANZ
You'll need to provide:
- Valid proof of identification.
- Mail that has been addressed to your residential addressed (within the last 90 days).
- Your last 90 days of bank statements.
Banking with ANZ
Manage your card online
Manage your card and payments online with ANZ Internet Banking and the ANZ goMoney app. Set up regular payments, temporarily block your card, manage your PIN, report a lost or stolen card, and more.
Pay with your phone
Pay using your compatible device with Apple Pay— or Google Pay™— anywhere you can tap and pay.
Credit card education
Credit cards come with some big responsibilities and it's a smart idea to wrap your head around how they work.
Credit card security
Help and support
Important information
Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.
Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.
Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking. See our Electronic Banking Conditions (PDF 129KB) for more information.
For more important information, including terms and conditions for ANZ CashBack Rewards, please see the ANZ CashBack guide (PDF 176KB).