ANZ CashBack Visa

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Earn cash rewards on your credit card spend

credit card

Use your rewards to spend
on anything you like

eftpos machine

Great if you use your credit card for all your everyday purchases

At a glance

Up to 1% cash back

Earn up to 1% cash back on eligible purchases*
(on eligible spend up to $30,000, minimum spend of $5,000 to qualify)

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(View current rates)

Interest rate on purchases

$60 p.a.

Annual fee

Benefits

CashBack Rewards

Rewards you with cash to spend on anything you like

You qualify for a CashBack Reward by spending $5,000 or more on eligible purchases* during the CashBack year

The more you spend on your card (up to $30,000 per year), the more cash you get back

Spend between $5,000 and $9,999 and get 0.5% cash back – e.g. spend $9,000, get $45

Spend between $10,000 and $30,000 and get 1.0% cash back – e.g. spend $30,000, get $300
Cash advances and the purchase of cash substitutes (e.g. travellers' cheques), gambling transactions and business related expenditure will not qualify as eligible purchases for a CashBack Reward

Your CashBack year runs for a 12 month period from the date of the first purchase transaction.

The CashBack reward is credited to your credit card automatically at the end of your CashBack year

Convenience

Make your life easier by setting up regular payments from your ANZ CashBack Visa for things like your phone and power bill or your gym membership

Easy to manage and pay via ANZ Internet Banking, ANZ goMoney, at ATMs, over the phone or at any ANZ branch – it’s your choice

Enjoy contactless payments - simply tap your card on the terminal when instructed. You can also pay using your compatible device with Apple Pay¹ or goMoney Wallet² (for personal ANZ Visa credit cards only) anywhere you can tap and pay. For purchases over NZ$80 you will need to enter your card PIN. As the card never leaves your hands, it’s the quick and secure way to pay for purchases

Secure

Visa’s Zero Liability policy means you’re not liable for unauthorised transactions on your card, provided you haven’t contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen^#

ANZ’s fraud monitoring system identifies unusual purchasing activity on your account. If we suspect fraudulent activity, we’ll try to contact you to confirm the transaction. If we can’t contact you, we’ll make a decision on whether we need to block your account until we can reach you

Rates and fees

Interest rate on purchases	Interest rate on cash advances	Interest free days on purchases	Annual fee	Joint or additional card
(View current rates)	(View current rates)	Up to 55 days	$60 p.a. (charged in full once a year)	$10 p.a.

More about credit card rates, fees and agreements.

Easy ways to apply

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Apply online

Apply now

phone

By phone

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm
0800 269 277

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At any branch

Find a branch

If you don't currently bank with ANZ, you'll need to provide:

Valid proof of identification - see examples of acceptable forms of identification (PDF 28kB)
Mail that has been addressed to your residential address (within the last three months)

Find and compare ANZ credit cards

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important info icon Important information

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.

For more important information, including terms and conditions for ANZ CashBack Rewards, please see the ANZ CashBack Guide (PDF 176kB).

*Lending criteria, terms, conditions and fees apply. The ‘pay no annual card fee for one year offer’ is available for a limited time. After 12 months the standard annual fee will apply. Offer available for all new ANZ credit cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts. Personal ANZ Visa credit cards can be used in mobile wallets on compatible devices. Terms, conditions and eligibility criteria apply to the use of mobile wallets, see our Electronic Banking Conditions at anz.co.nz for more information. ANZ Bank New Zealand Limited.

* Eligible purchases do not include cash advances, balance transfers and the purchase of cash substitutes (such as travellers cheques), gambling transactions, or business related expenditure.

1. Terms and conditions apply to Apple Pay, see anz.co.nz/applepay for more information.

2. Android™ and Google Play are registered trademarks of Google Inc. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. See anz.co.nz/gomoneywallet for more information.

^# Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ credit card Conditions of Use.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

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