ANZ CashBack Visa

The credit card that rewards you with cash back in your pocket. 

An ANZ CashBack Visa card

The important numbers

Benefits

Interest rates, fees and minimum credit limit

Rate, fee or limit

Interest rate on purchases

% p.a.

Interest rate on cash advances

% p.a.

Interest free days on purchases

Up to 55 days 

Annual fee

$60 p.a. (charged in full once per year)

Joint or additional card  

$10 p.a.

Minimum credit limit

$500


Cash rewards

  • You qualify for a CashBack Reward by spending $5,000 or more on eligible purchases during the year, up to a maximum of $30,000 spent per year ($300 cash back).
  • Your CashBack year runs for a 12 month period from the date of the first purchase transaction. 
  • The CashBack Reward will be credited to your CashBack card account on the date of your next statement, following the anniversary of your first eligible purchase on your account. Details of the amount credited will appear on that statement.
  • Cash advances and the purchase of cash substitutes (e.g. travellers' cheques), gambling transactions and business related expenditure will not qualify as eligible purchases for a CashBack Reward.

For more important information, including terms and conditions for ANZ CashBack Rewards, please see the ANZ CashBack guide:


Find and compare ANZ credit cards

How to apply

From overseas: +64 4 470 3142


If you don't currently bank with ANZ

You'll need to provide:

  • Valid proof of identification.
  • Mail that has been addressed to your residential addressed (within the last 90 days).
  • Your last 90 days of bank statements.

Banking with ANZ

Manage your card online

Manage your card and payments online with ANZ Internet Banking and the ANZ goMoney app. Set up regular payments, temporarily block your card, manage your PIN, report a lost or stolen card, and more. 

Pay with your phone

Pay using your compatible device with Apple Pay or Google Pay™ anywhere you can tap and pay.

Credit card education

Credit cards come with some big responsibilities and it's a smart idea to wrap your head around how they work.

Credit card security

Help and support

Important information

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.

Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking. See our Electronic Banking Conditions (PDF 129KB) for more information.

For more important information, including terms and conditions for ANZ CashBack Rewards, please see the ANZ CashBack guide (PDF 176KB).