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ANZ CashBack Visa Platinum

20,000 bonus CashBack Points with a new ANZ CashBack Visa Platinum

Minimum spend applies

Find out more about this offer >

Apply now View rates and fees

 It only takes 10-15 minutes

The credit card that rewards you with cash and platinum benefits

up to 1%

Cash back on eligible purchasesdisclaimer

with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify.

$125 p.a.

Annual fee

Interest rate on purchases


Benefits

Unlimited CashBack Rewards

No cap on the amount of CashBack Rewards you can get - the more you spend, the more cash you get back.

Overseas Travel Insurancedisclaimer

Use your card to pay for at least half your pre-paid travel expenses and you'll get Overseas Travel Insurance for your trip.

Special Platinum privileges

From Visa Concierge service to 0% commission on foreign cash purchases from any ANZ branch in New Zealand, and more - enjoy the extra benefits of Platinum.

Convenience

Make your life easier by setting up regular payments from your ANZ CashBack Visa Platinum for things like your phone and power bill or your gym membership.

Contactless payments

Simply tap your card on the terminal when instructed.  For purchases over NZ$80 you will need to enter your card PIN. As the card never leaves your hands, it’s the quick and secure way to pay for purchases.

Apple Pay & Google Pay

You can use this card to pay with your compatible device with Apple Paydisclaimer or Google Pay™disclaimer.

Uncapped cash rewards to spend on anything you like

  • You qualify for a CashBack Reward by spending $5,000 or more on eligible purchasesdisclaimer during the year.
  • Spend between $5,000 and $9,999 and get 0.5% cash back – e.g. spend $9,000, get $45.
  • Spend over $10,000 and get 1.0% cash back – e.g. spend $50,000, get $500.
  • Your CashBack year runs for a 12 month period from the date of the first purchase transaction. 
  • The CashBack Reward is credited to your credit card automatically at the end of your CashBack year.
  • Cash advances and the purchase of cash substitutes (e.g. travellers' cheques), gambling transactions and business related expenditure will not qualify as eligible purchases for a CashBack Reward.

20,000 bonus CashBack Points with a new ANZ CashBack Visa Platinum

To be eligible for this offer just follow these simple steps:

Apply

Apply for a new ANZ CashBack Visa Platinumdisclaimer and if approved we’ll send you your new card in 3-5 days.

Spend

Spend at least $1,000 on eligible purchasesdisclaimer before 31 January 2019.

Bonus CashBack Points

Your bonus CashBack Points will be added to your CashBack card account in February 2019.disclaimer

Rates and fees

rates

Interest rate on purchases

Interest rate on cash advances

Interest free days on purchases

Up to 55 days

rates

Annual fee

$125 p.a. (charged in full once per year)

Joint or additional card  

$10 p.a.  

Security

Visa Zero Liability

Visa’s Zero Liabilitydisclaimer policy means you’re not liable for unauthorised transactions on your card, provided you haven’t contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen.

Fraud monitoring

ANZ’s fraud monitoring system helps to identify suspicious purchasing activity on your card account. If we suspect fraudulent activity, we’ll try to contact you to confirm the transaction. If we can’t contact you, we’ll make a decision on whether we need to block your account until we can reach you.

Lost or stolen cards

If you have lost your credit card, you can cancel your card and order a replacement one if required in ANZ Internet Banking or goMoney (under 'Manage Cards') or by calling us.

Banking with us

Pay with your phone

Pay using your compatible device with Apple Paydisclaimer or Google Pay™disclaimer(for personal ANZ Visa credit and ANZ Visa Debit cards only) anywhere you can tap and pay.

Payment convenience

Easy to manage and make payments to your credit card via ANZ Internet BankingANZ goMoney, at ATMs, over the phone or at any ANZ branch – it’s your choice.

Manage your card online

Temporarily block your card, manage your card PIN and report and replace lost or stolen cards with ANZ Card Manager.

Easy ways to apply

Apply online

Apply now

By phone

0800 269 277

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

At any branch

Visit a branch

If you don't currently bank with ANZ, you'll need to provide:

Find and compare ANZ credit cards

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This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.

For more important information, including terms and conditions for ANZ CashBack Rewards, please see the ANZ CashBack Guide (PDF 176kB).

Bonus points offer: Offer only available for a limited time and once per customer. 

Eligible purchases do not include cash advances, balance transfers and the purchase of cash substitutes (such as travellers cheques), gambling transactions, or business related expenditure.

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Terms, conditions, exclusions (such as age limitations) and eligibility criteria apply to ANZ Premium Card Travel Insurance. A copy of the terms and conditions that apply to ANZ Premium Card Travel Insurance are on the ANZ Travel Insurance site, or ask for a copy at any ANZ branch. ANZ Premium Card Travel Insurance is issued and managed by AWP Services New Zealand Limited (trading as Allianz Global Assistance) and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia).

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Terms and conditions apply to Apple Pay, see anz.co.nz/applepay for more information.

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Google Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

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Offer not available on multiple cards, on transfers from any existing ANZ credit card, if you have had an ANZ Airpoints credit card or ANZ CashBack credit card within the last 6 months, or if in conjunction with other credit card offers or package discounts.

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If you transfer or cancel your new credit card before redeeming or becoming eligible for these bonus points, you will become ineligible for this benefit. The bonus CashBack Points will be added to your CashBack card account in February 2019.

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Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 132kB). Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.

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