Reducing your credit limit is simple
If you decide you want to reduce your credit card limit, just contact your bank or card provider – they should be able to arrange it for you straight away. Minimum limits can apply.
Remember, your credit card limit isn’t set in stone. It’s a good idea to review it regularly, to see whether it’s higher than you really need. And if it is, a simple phone call to your bank or card provider can help you keep your finances on track.
If you’re an ANZ customer and have the goMoney app, you can easily decrease your credit card limit. Just go to Services and then Manage cards within the app and follow the instructions. Eligibility criteria applies.
The information is current as at August 2020 and may be subject to change.
Information in this article refers to personal credit cards, is general in nature only and does not take into account your personal objectives, financial situation or needs. The information may not reflect how interest and charges are calculated under your credit card conditions of use. We recommend you review your personal credit card conditions of use for information about the terms that apply to you. Talk to us for financial advice and see our advice statement.
Lending criteria, terms and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.
Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking. See our Electronic Banking Conditions (PDF 129KB) for more information.