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Next home buyer

You've decided to buy or build another property. Whether you're looking for a bigger house, to downsize, or for an investment property, find out how ANZ can help.

The home buying process

1. Planning

The first stage involves reviewing your finances to understand your deposit options, and what you can afford to spend with a pre-approval.

Planning your finances

2. Finding or building the one

Once you've got your deposit and pre-approval sorted, you can start house hunting with confidence.

Finding a house to buy

3. Settling

At the last stage, you'll confirm your home loan structure, rates, bridging finance (if needed) and house insurance.

Settling a property purchase

Using existing equity to buy your next home

You may be able to use the equity in your current home towards the deposit for your next home.

Deposit options

Protect your home – be in to win cash with new home insurance

Take out any new home insurance policy through ANZ before 31 January 2024 and you’ll go in the draw to win 1 of 10 cash prizes of $1,000. 

Get a quote and buy your home insurance online via the ANZ goMoney app or ANZ Internet Banking. 

Terms and conditions apply. Insurance provided by Vero Insurance New Zealand Limited.

Home insurance with ANZ

Calculators

Work out your repayments

Find out how much your repayments might be depending on the loan amount, loan type and term.

Repayment calculator

Work out how much you could borrow

Get an idea of how much you could borrow based on some quick questions about your financial situation.

Borrowing calculator

Our Home Loan Check In

No matter who you bank with, an ANZ Home Loan Coach can help you with your next home loan.

The Home Loan Check In is free, there is no obligation, and it will only take about 15 minutes. Our coaches are happy to talk to you over the phone or in person, whatever suits you.

Request a Home Loan Check In

Next home buyer toolkit

Free Home Buyer Handbook

A guidebook to help you navigate the home buying journey from start to settlement.

Home Buyer Handbook(PDF 1.1MB)

Free Property Insights Report

Know a home’s potential worth before you buy with an ANZ Property Insights Report (worth $49.95).

How to get a Property Insights Report

Property Unlocked webinars

Free webinars to learn about the home buying process, building, renovating and property investment.

Property Unlocked webinars

Compare home loans

Compare our home loan features and interest rates.

Compare our home loans now

Good energy upgrade guides

We have a range of resources and initiatives to help make your home warm, dry and more energy efficient.

Read our good energy upgrade guides

Money hack articles

We’ve compiled a range of articles and guides from tackling new lending requirements to rising interest rates. 

Money hack articles

How to apply

Apply online

Apply for an ANZ Home Loan.

Apply now

Call us

Call and talk to one of our New Zealand-based home loan coaches.

Monday to Friday, 8am - 7pm

Saturday and Sunday, 9am - 5pm

0800 269 4663

From overseas: +64 4 470 3165

Talk to a Mobile Mortgage Manager

Our Mobile Mortgage Managers can visit you at a time and place that is convenient for you.

Find a Mobile Mortgage Manager

You might be interested in

How to help your kids buy a home

Saving a deposit can feel impossible for first home buyers, but a little help from family could make all the difference.

How to help your kids buy a home

Should you sell before you buy a house?

It’s an age old dilemma. Is it better to buy your new house before you sell your current one, or the other way around? That depends on a few factors.

Should you sell before you buy a house?

Tackling new CCCFA loan requirements

Kiwis are being asked to provide more detail about their spending habits when they apply for a home loan. So, what’s changed and why?   

Tackling new CCCFA loan requirements

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure