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Next home buyer

You've decided to buy or build another property. Whether you're looking for a bigger house, to downsize, or for an investment property, find out how ANZ can help.

The home buying process

Financing your next move

Using existing equity to buy your next home

You may be able to use the equity in your current home towards the deposit for your next home.



Bridge the gap between your current home and your next one

If your next home settles before your current one is sold, bridging finance could help you manage the gap.



Lending criteria, terms, conditions and fees apply.


Staying safe

Learn ways to protect yourself and your money from mortgage fraud and recognise signs that something may not be right.


ANZ Reno Loan

Fall in love with your home again with an ANZ Reno Loan, up to $50,000 at a special —% p.a. 3-year fixed rate, with a minimum of 20% equity.

From kitchens and bathrooms to outdoor improvements, we can help bring your renovation plans to life.

Offer ends 27 November 2026. Terms, lending criteria, conditions and fees apply. Only for eligible renovations as a top up to your ANZ Home Loan.

Calculators

ANZ Blueprint to build package for new build homes

If you’re building or buying a new build, you could get discounted home loan interest rates and save on fees with our Blueprint to build package. 

Lending criteria, terms, conditions and fees apply to this offer. 

Find out how we can help you go from blueprint to build.

Next home buyer toolkit

Get $300 cash back

Take out any two new car, home or contents insurance covers by 17 Dec 2026 and get $300 cash back. Plus $150 for each additional eligible cover, up to $900.

Insurance provided by Vero Insurance New Zealand Limited. Underwriting criteria, terms and conditions, and minimum holding period apply.

How to apply

Popular buying a home articles

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure