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Next home buyer

You've decided to buy or build another property. Whether you're looking for a bigger house, to downsize, or for an investment property, find out how ANZ can help.

The home buying process

1. Planning

The first stage involves reviewing your finances to understand your deposit options, and what you can afford to spend with a pre-approval.

Planning your finances

2. Finding or building the one

Once you've got your deposit and pre-approval sorted, you can start house hunting with confidence.

Finding a house to buy

3. Settling

At the last stage, you'll confirm your home loan structure, rates, bridging finance (if needed) and house insurance.

Settling a property purchase

Using existing equity to buy your next home

You may be able to use the equity in your current home towards the deposit for your next home.

Be in to win 1 of 20 $1,000 Prezzy Cards with new life insurance

Help protect your family and their future. Take out any new life insurance policy through ANZ by 30 August 2024 and you’ll go in the draw to win 1 of 20 $1,000 Prezzy Cards.

All policies are provided by Chubb Life. Terms and conditions apply.

Life insurance

Calculators

Work out your repayments

Find out how much your repayments might be depending on the loan amount, loan type and term.

Repayment calculator

Work out how much you could borrow

Get an idea of how much you could borrow based on some quick questions about your financial situation.

Borrowing calculator

Our Home Loan Check In

No matter who you bank with, an ANZ Home Loan Coach can help you with your next home loan.

The Home Loan Check In is free, there is no obligation, and it will only take about 15 minutes. Our coaches are happy to talk to you over the phone or in person, whatever suits you.

Request a Home Loan Check In

Next home buyer toolkit

Free Home Buyer Handbook

A guidebook to help you navigate the home buying journey from start to settlement.

Home Buyer Handbook (PDF 4MB)

Free Property Insights Report

Know a home’s potential worth before you buy with an ANZ Property Insights Report (worth $49.95).

How to get a Property Insights Report

Property Unlocked webinars

Free webinars to learn about the home buying process, building, renovating and property investment.

Property Unlocked webinars

Compare home loans

Compare our home loan features and interest rates.

Compare our home loans now

Good energy upgrade guides

We have a range of resources and initiatives to help make your home warm, dry and more energy efficient.

Read our good energy upgrade guides

Articles and guides

How to choose and manage debt such as home loans, including managing higher interest rates and tips to pay off your home loan faster.

Articles and guides

How to apply

Apply online

Apply for an ANZ Home Loan.

Apply now

Call us

Call and talk to one of our New Zealand-based home loan coaches.

Monday to Friday, 8am - 7pm

Saturday and Sunday, 9am - 5pm

0800 269 4663

From overseas: +64 4 470 3165

Talk to a Mobile Mortgage Manager

Our Mobile Mortgage Managers can visit you at a time and place that is convenient for you.

Find a Mobile Mortgage Manager

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Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure