At this rate, you'll be home in no time
1 year fixed
Home buyers' help
Practical ways we can help support you along the way to buying your home.
Free Property Unlocked Seminar
Experience the home buying process at one of our free evening seminars.
Work out how much your repayments could be
Find out how much your repayments might be depending on the loan amount, loan type and term.
Free ANZ Property Profile Report
Know a home’s potential worth before you buy with an ANZ Property Profile Report.
ANZ Healthy Homes
An ANZ home loan could help you have a warmer, drier home – with interest-free lending for insulation and heat pumps.
HomeFit
HomeFit is a straightforward way to check if a home is warm, safe and dry - developed by the New Zealand Green Building Council
and is proudly supported by ANZ. You can use it to check a home you’re looking to buy or rent, or to understand how you can improve your current home or investment property. It starts with a simple online check on the HomeFit website.
Home Buyer's Handbook
A handbook to help you navigate the home buying journey from start to settlement.
KiwiBuild Support
KiwiBuild is a government led programme set to deliver affordable homes for first home buyers.
How ANZ can help
- A home loan pre-approval, giving you an indication of how much you can afford so you can enter KiwiBuild ballots with confidence, and;
- Help and guidance from an ANZ Home Loan Coach throughout the process.
Buying a home: the three steps
Sometimes the hardest part is knowing where to start. To help out, we set out the home-buying process in three, easy-to-follow steps.
1 year fixed-rate special
Offer terms, lending criteria, terms, conditions and fees apply.
Know exactly how much your home loan repayments will be by fixing your rate for a set period.
Floating
Ideal if you want to be able to make extra repayments to pay off your home loan sooner.
Flexible
With this revolving credit facility on your everyday transactional account, you have access to credit when you need it and can reduce the overall amount of interest you'll pay. A monthly account fee of $12.50 and other fees and charges may apply.
View all home loan rates, fees and agreements.
Want to know the differences between our home loan options?
Book an appointment
Our Mobile Mortgage Managers can visit you whenever, wherever is convenient for you.
A pre-approved home loan gives you an idea of what you can afford.
We can help with insurance options that ensure you and your family are protected no matter what.
Loan to Value Ratio is one of those things you’ll hear about a lot in the world of home loans. It’s important because it may affect your borrowing power. So what is LVR?
Interest rates are subject to change. To get this rate you are required to have a minimum of 20% equity and an ANZ transaction account with your salary direct credited, otherwise standard rates apply. This rate is not available with any package discounts. Lending criteria, terms, conditions, and fees apply.
First home buyer cash contribution: To be eligible for the $3,000 cash contribution you must be a first home buyer, ANZ will determine who is a first home buyer at our sole discretion. Our cash contribution offer is on the condition you stay an ANZ customer for at least 3 years, if you move your banking or lending to another financial institution within 3 years, we may ask you to immediately repay our cash contribution. The cash contribution will be paid on drawdown of your home loan.