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How we can help

There’s more to a home loan than just great rates. We’re here to help with practical tools and guides whether you’re looking to buy your next home or pay off your loan faster. We can even help to make your home healthy too. 


Paying off your home loan faster

Making a few simple changes to your home loan could help you pay it off sooner and reduce the overall amount of interest you'll pay.


Work out how much you could borrow

Get an idea of how much you could borrow, and what your repayments might be.



Work out how much your repayments could be

Find out how much your repayments might be depending on the loan amount, loan type and term.

ANZ Healthy Homes

We offer a number of ways to help Kiwis live in warmer, drier homes. This includes interest interest-free home loan top-ups for home insulation and heat pumps.* 

Free Property Unlocked Webinars

Experience the home buying process at one of our free webinars.

Register now

Home Buyer's Handbook

A handbook to help you navigate the home buying journey from start to settlement.

Take a look (PDF 1.6MB)

Free ANZ Property Profile Report

Know a home’s potential worth before you buy with an ANZ Property Profile Report.

Free property profile report

How to buy a home: the three steps 

Sometimes the hardest part is knowing where to start. To help out, we set out the home-buying process in three, easy-to-follow steps.



Know your buying power

Understand your financial and borrowing capacity.


House hunting

Ways to buy a house

Finding a home you like and how to make an offer.



Bringing it home

Your offer's been accepted - what next?

Explore your options


1 year fixed-rate special

Offer terms, lending criteria, terms, conditions and fees apply.

Know exactly how much your home loan repayments will be by fixing your rate for a set period.




Allows you to be able to make extra repayments to pay off your home loan sooner.




With this revolving credit facility on your everyday transactional account, you have access to credit when you need it and can reduce the overall amount of interest you'll pay. A monthly account fee of $12.50 and other fees and charges may apply.

View all home loan rates, fees and agreements.


Want to know the differences between our home loan options?

Compare home loan options


Get started today


0800 269 4663

Talk to a home loan expert.


Book an appointment

Our Mobile Mortgage Managers can visit you whenever, wherever is convenient for you.


 Use our online calculators

To find out how much you could borrow, or what your repayments could be.

A pre-approved home loan gives you an idea of what you can afford.

We can help with insurance options that ensure you and your family are protected no matter what.

Loan to Value Ratio is one of those things you’ll hear about a lot in the world of home loans. It’s important because it may affect your borrowing power. So what is LVR?

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

Interest rates are subject to change. To get this rate you are required to have a minimum of 20% equity and an ANZ transaction account with your salary direct credited, otherwise standard rates apply. This rate is not available with any package discounts. Lending criteria, terms, conditions, and fees apply.

First home buyer cash contribution: To be eligible for the $3,000 cash contribution you must be a first home buyer, ANZ will determine who is a first home buyer at our sole discretion. Our cash contribution offer is on the condition you stay an ANZ customer for at least 3 years, if you move your banking or lending to another financial institution within 3 years, we may ask you to immediately repay our cash contribution. The cash contribution will be paid on drawdown of your home loan.

Interest-Free Home Loan Top Ups: This offer is available for a limited time only. ANZ’s lending and security criteria, terms, conditions, and fees apply. An interest-free top up of up to $5,000 for each residential property that secures your home loan is available, with a maximum of four interest-free loans per customer (two per security, up to two securities). Loans must be fully repaid within four years and ANZ will not extend the loan unless there is unforeseen hardship. ANZ will only draw down the loan when you provide a quote and a confirmed installation date from a reputable installer. While ANZ wants you to be warm and cosy, we do not accept responsibility for the quality of the insulation/heat pumps or installation, so please take care selecting your insulation/heat pumps and installer.