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With the OneAnswer KiwiSaver Scheme, your money works as hard as you do – now and in the future.

Our responsible investing approach

Learn more about our responsible investing framework, including environmental, social, and governance considerations.

Find out more

Why the OneAnswer KiwiSaver Scheme?

Proven investment knowledge and expertise

Your money is looked after by our highly experienced investment management team – one of the best in the business.

We never stop working for you

Our active approach to investing means we monitor local and global markets to identify what we believe are the best opportunities to optimise your investment.

Convenience and control

It’s easy to join and you can track and manage your KiwiSaver savings and other ANZ accounts online, anytime, anywhere – all through ANZ Internet Banking and goMoney.

We have an impressive track record

Over 730,000 New Zealanders trust ANZ Investments to manage their KiwiSaver savings,
making us New Zealand’s largest KiwiSaver scheme provider.

We’re proud to be named:

Good Returns Fund Manager of the Year 2020 – powered by Research IP

Find out more, including our full awards history, ratings and disclaimers

Getting started is easy

Choose a fund (or select our Lifetimes option)

Choose how much you want to contribute

Confirm your tax rate

Complete an application form

Download an application form (at the back of the product disclosure statement)

Are you on track for your retirement?

Image of calculator

Use our easy online calculator to find out:

  • How much you may have when you retire
  • How much you’ll need for the retirement lifestyle you want
  • What you can do if there’s a gap

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What's next?

Apply today

Read the guide and product disclosure statement

Complete and return the application form

Call us

0800 736 034

Weekdays, 8am - 6pm

Email us


ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the OneAnswer KiwiSaver Scheme. Important information is available under terms & conditions. Download the guide and product disclosure statement.

ANZ New Zealand Investments Limited (‘ANZ Investments’) is also the issuer and manager of the ANZ KiwiSaver Scheme and ANZ Default KiwiSaver Scheme

Investments in the OneAnswer KiwiSaver Scheme aren’t deposits in ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’), nor are they liabilities of ANZ Group. ANZ Group doesn’t stand behind or guarantee ANZ Investments. Investments are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group won’t be liable to you for the capital value or performance of your investment.