Where will your retirement income come from?
When you retire, your income can come from three sources.
Choose the right fund for your retirement timeframe
The amount of time you have until you retire can have an influence on which of our funds you choose to invest in.
Keep working for a while
If you’re not planning to retire for at least a few years, you may want to consider a fund with a higher level of risk and potential reward. This is because you have more time for the ‘ups and downs’ that can happen with higher-risk funds to even out.
Stop working soon or already stopped work
If you’re close to retirement, you may want to consider a lower risk fund which is more stable, giving you more certainty about how much money you’ll have when you retire.
Minimum recommended investment timeframes
These tables show the minimum recommended investment timeframes for each of the funds in the OneAnswer KiwiSaver Schemes.
Make sure you're on track
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296. For more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the OneAnswer KiwiSaver Scheme. Important information is available under terms and conditions. Download the guide and product disclosure statement.