Growth Fund
May be appropriate if you plan to access your savings in—
30+ years
Investment mix:
- 80% growth assets
- 20% income assets
Annual fund charge:
- 1.08%
Lifetimes option age range:
- 0-35
Compare our 13 funds and their key features, at a glance.
The OneAnswer KiwiSaver Scheme has a choice of 13 different funds, so you can choose how your savings are invested.
It’s important to note that the fund you’re invested in can make a big difference to the amount you have when you retire (or when you withdraw your savings to buy your first home).
Each of our funds invest in one or more investment 'assets' (e.g. shares, property, fixed interest and cash). Each type of asset has different levels of risk and return.
Growth assets are likely to experience larger movements in value compared to income assets. However, they’re also expected to achieve higher returns over the long term.
You can choose a fund by selecting from one of two options:
Here is an overview of our funds. You can choose one or more of our multi-asset-class funds or our single-asset-class funds. The timeframe is based on the time you plan to withdraw some or all of your savings (e.g. for your first home or retirement).
May be appropriate if you plan to access your savings in—
30+ years
Investment mix:
Annual fund charge:
Lifetimes option age range:
May be appropriate if you plan to access your savings in—
20-29 years
Investment mix:
Annual fund charge:
Lifetimes option age range:
May be appropriate if you plan to access your savings in—
10-19 years
Investment mix:
Annual fund charge:
Lifetimes option age range:
May be appropriate if you plan to access your savings in—
5-9 years
Investment mix:
Annual fund charge:
Lifetimes option age range:
May be appropriate if you plan to access your savings in—
1-4 years
Investment mix:
Annual fund charge:
Lifetimes option age range:
Minimum suggested investment timeframe
No minimum
Annual fund charge:
Minimum suggested investment timeframe
5 years
Annual fund charge:
Minimum suggested investment timeframe
5 years
Annual fund charge:
Minimum suggested investment timeframe
10 years
Annual fund charge:
Minimum suggested investment timeframe
10 years
Annual fund charge:
Minimum suggested investment timeframe
10 years
Annual fund charge:
Minimum suggested investment timeframe
10 years
Annual fund charge:
Minimum suggested investment timeframe
10 years
Annual fund charge:
Understanding your tolerance for investment risk may help you choose the right fund for you.
From overseas: +64 9 356 4000
There are two ways to change the fund your savings are invested in:
ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the OneAnswer KiwiSaver Scheme. Important information is available under terms and conditions. Download the guide and product disclosure statement.
ANZ New Zealand Investments Limited (‘ANZ Investments’) is also the issuer and manager of the ANZ KiwiSaver Scheme and ANZ Default KiwiSaver Scheme
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 736 034, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure