Minimum suggested investment timeframe
- 95% growth assets
- 5% income assets
Annual fund charge:
- Not currently part of the Lifetimes option
The OneAnswer KiwiSaver Scheme has a choice of 14 different funds, so you can choose how your savings are invested.
It’s important to note the fund you’re invested in can make a big difference to the amount you have when you retire (or when you withdraw your savings to buy your first home).
Each of our funds invest in one or more investment 'assets' (e.g. shares, property, fixed interest and cash). Each type of asset has different levels of risk and return.
Growth assets are likely to experience larger movements in value compared to income assets. However, they’re also expected to achieve higher returns over the long term.
Here is an overview of our funds. You can choose one or more of our multi-asset-class funds or our single-asset-class funds. The timeframe is based on the time you plan to withdraw some or all of your savings (e.g. for your first home or retirement).
There are three ways to change the fund your savings are invested in:
ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the OneAnswer KiwiSaver Scheme. For details, and to download the guide and product disclosure statement, see Important information.
ANZ Investments is also the issuer and manager of the ANZ KiwiSaver Scheme and ANZ Default KiwiSaver Scheme.
ANZ Investments is not an authorised deposit-taking institution under Australian law and investments in the schemes are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together ‘ANZ Group’). ANZ Group does not stand behind or guarantee ANZ Investments. Investments in the schemes are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. ANZ Group will not be liable to you for the capital value or performance of your investment.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 736 034. For more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure