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Credit card education

Credit cards come with some big responsibilities and it's a smart idea to wrap your head around how they work.

Is a credit card right for you?

Credit cards can have a number of advantages if they’re used wisely. It’s a good idea to look at the pros and cons to see if they’re right for you.

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Staying on top of your credit card transactions

Rather than just looking at the balance and filing away your statement, it’s a good idea to take a few moments to check through your transactions.

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Seven hacks to help with your credit card

Paying off your credit card can seem like a big ask. But often, all you need is a plan. Check out these seven simple hacks to help you deal to your debt.

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Understanding your credit card statement

To get the best from your credit card, it’s important that you understand your statement and stay on top of your credit card payments.

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Tips to minimise credit card interest

If you want to minimise the amount of interest you pay on your credit card, there’s one simple rule to remember – if you can, always pay the full balance each month. 

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Paying a credit card bill

It’s important to pay your credit card bill on time. This article explains how you can do this, and stay on top of your payments.

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Help and support 

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Important information

Information in this article refers to personal credit cards, is general in nature only and does not take into account your personal objectives, financial situation or needs.The information may not reflect how interest and charges are calculated under your credit card conditions of use.

By providing this information ANZ does not intend to provide any financial advice or other advice or recommendations. You should seek independent financial, legal, tax and other relevant advice having regard to your particular circumstances.

The information is current as at December 2019 and may be subject to change. ANZ recommends you review your personal credit card conditions of use for information about the terms that apply to you.

Interest rates are subject to change.

Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.