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Next home buyer

You've decided to buy or build another property. Whether you're looking for a bigger house, to downsize, or for an investment property, find out how ANZ can help.

The home buying process

Financing your next move

Using existing equity to buy your next home

You may be able to use the equity in your current home towards the deposit for your next home.



Bridge the gap between your current home and your next one

If your next home settles before your current one is sold, bridging finance could help you manage the gap.



Lending criteria, terms, conditions and fees apply.

ANZ Reno Loan

Fall in love with your home again with an ANZ Reno Loan, up to $50,000 at a —% p.a. 3-year fixed rate, with a minimum of 20% equity.

From kitchens and bathrooms to outdoor improvements, we can help bring your renovation plans to life.

Offer available for a limited time. Terms, lending criteria, conditions and fees apply. Only for eligible renovations as a top up to your ANZ Home Loan.

Calculators

ANZ Blueprint to build package for new build homes

If you’re building or buying a new build, you could get discounted home loan interest rates and save on fees with our Blueprint to build package. 

Lending criteria, terms, conditions and fees apply to this offer. 

Find out how we can help you go from blueprint to build.

Next home buyer toolkit

Win an Australian Open experience

Take out a new eligible life and income insurance policy with our partner Chubb Life by 31 October 2026 and go in the draw to win an Australian Open 2027 trip for two, including flights, three nights' accommodation, match tickets and a NZD 1,000 gift card.

Eligibility criteria and terms and conditions apply. See full offer details on Chubb Life’s website.

How to apply

Popular buying a home articles

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure