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Bank account rates, fees and agreements
The following information is current from and is subject to change.
Our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch.
Account opening and eligibility criteria, terms, conditions and fees apply.
Key to account transaction charges
- Automated transactions - include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online.
- Manual transactions - include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.
Our account opening and eligibility criteria apply.
- Temporary change to contactless payment limit (PDF 52kB)
Effective 9 April 2020 - ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 104kB) (also see Temporary change to contactless payment limit)
Effective 10 November 2018 ANZ General Terms and Conditions (PDF 116kB)
Effective 14 December 2020- ANZ Electronic Banking Conditions (PDF 128kB)
Effective 1 December 2020 ANZ Fees and Charges (PDF 156kB)
Effective from 1 December 2020.- ANZ Freedom Years Package Terms and Conditions PDF (66kB)
- ANZ Fast Deposit Terms and Conditions (PDF 60kB)
Effective July 2020
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