Our credit card options

Lower rate

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A card with a lower interest rate - great if you don't pay your credit card off in full and want to reduce the amount of 
interest you pay on purchases each month.

Travel rewards

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An excellent choice if you love to travel. Get flying faster by using your card for your everyday spending.


Lower fee

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Ideal if you want a value-for-money credit card to use for all your everyday purchases, or as a back-up card.

Cash rewards

bag of money

A great choice if you like to be rewarded for your credit card spend and want the freedom to spend your rewards on anything you like.


Using your credit card

Lost or stolen cards

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Find out more

Protect your card

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Find out more

Transfer your balance

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Find out more

Find out more about using your credit card

Easy ways to apply

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Apply online

Apply now

phone

By phone

Weekdays, 8am - 7pm
Weekends, 9am - 4pm
0800 269 277

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At any branch

Find a branch

If you don't currently bank with ANZ, you'll need to provide:

Lending criteria, terms, conditions and fees apply. The $0 annual fee for one year offer is available for a limited time. All other fees still apply. After 12 months the standard annual fee will apply (currently $35p.a., charged $17.50 half yearly). Offer available for all new ANZ Low Rate Visa credit cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards).

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