Protect your card

Treat your card as if it was cash – keep it in a safe place and don’t let anyone else use it. 

• When you receive a new card, sign the strip on the back straight away
• When your card expires, cut it in half through the magnetic strip
• If your card has been lost or stolen, or someone else knows your PIN, cancel your card immediately. You can cancel your card and order a replacement card if required in ANZ Internet Banking or goMoney (under 'Manage Cards') or by calling us on 0800 658 044
• If you have misplaced your card but think you know where it is and know it hasn't been lost or stolen, you can place a temporary block on your card in ANZ Internet Banking and goMoney (under 'Manage Cards'). Simply remove the block once you have retrieved your card.

Don't let anyone else know your PIN - including family, friends, bank staff, or police. We will never ask you for your PIN.

• Take care when entering your PIN at an ATM or EFTPOS terminal - don’t let anyone see it
• Memorise your PIN. Don't write it down anywhere - especially on or near your card
• Choose a PIN that won't be easily identified
• Don't use your birth date or phone number or PIN that has an easy combination, such as 0000 or 1234
• Don't use a PIN that you use for other purposes (e.g. your mobile phone PIN).

• Check your transactions, even the small ones, because criminals sometimes "test" stolen accounts by buying inexpensive items first. Always do this after you've been on an overseas trip
• Always check your card statements for any suspicious transactions, including transactions you don’t recognise or don’t remember making.

• Only shop online with reputable stores or merchants you know and trust. If you’re not sure, ask questions and find out more about the merchant. If you’re still not sure, shop somewhere else
• Only shop on secure, encrypted websites. This helps to ensure that the information you send over the Internet won't be intercepted. Look out for web addresses starting with https:// and a padlock or unbroken key at the top or bottom of your screen
• Print out a copy of your purchase so you can check it against your card statement.

Dynamic security code is a three-digit temporary verification code available for ANZ Visa Debit and credit cards in goMoney—. You can use it instead of the security code printed on the back of your card (Card Verification Value or CVV). It updates every 12 hours, reducing the risk of fraudulent transactions.

Turn on or off some of your card’s transaction settings to control how your ANZ Visa card and mobile wallet can be used. In goMoney, go to Services > Manage cards > select a Visa card > Card settings.

Using Card Tracker in the ANZ goMoney mobile app, you can see who may have your personal ANZ Visa Debit or credit card details stored. Head to Services > Manage cards > select a Visa card > Card Tracker in goMoney.