Qantas ANZ Visa


Earn Qantas Points on your credit card spend as well as 
on Qantas flights, selected products and services**

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No limit on the number 
of Qantas Points you can 

credit card

Great if you use your credit card often and love to travel

At a glance

$1 =1

Earn 1 Qantas Point for every $1 you spend on eligible purchases up to $5,000 per annum (then 1 point for every $2 spent)

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Interest rate on purchases

$75 p.a.

Annual fee


Special offer


Get $0 annual fee for the first 12 months on all new ANZ credit cards.^^

Qantas Frequent Flyer


Earn 1 Qantas Point for every $1 you spend on eligible purchases* up to $5,000 per annum, after that you earn 1 point for every $2 you spend


Earn 1 extra Qantas Point for every $1 you spend on selected Qantas products and services**


Earn 1 extra Qantas Point per $1 spent on Jetstar flights purchased directly from Jetstar~


Your Qantas Points will not expire as long as you earn or redeem points at least once every 18 months (this includes points earned through spending on your Qantas ANZ Visa)


Your Qantas Frequent Flyer membership fee is waived (saving NZ$50) (to earn Qantas Frequent Flyer points you need to be a member of the Qantas Frequent Flyer program)***


Your Qantas Points can also be redeemed on Classic Flight Rewards including Jetstar NZ, Emirates and Oneworld alliance partners^



Maximise the rewards you can earn and make your life easier by setting up regular payments from your card for things like your phone and power bill or your gym membership


Easy to manage and pay via ANZ Internet Banking, ANZ goMoney, at ATMs, over the phone or at any ANZ branch – it’s your choice


Enjoy contactless payments - simply tap your card on the terminal when instructed. You can also pay using your compatible device with Apple Pay1 or goMoney Wallet2 (for personal ANZ Visa credit cards only) anywhere you can tap and pay. For purchases over NZ$80 you will need to enter your card PIN. As the card never leaves your hands, it’s the quick and secure way to pay for purchases



Visa’s Zero Liability policy means you’re not liable for unauthorised transactions on your card, provided you haven’t contributed to the loss in any way and you notify us within a reasonable time if your card is lost or stolen#


ANZ’s fraud monitoring system identifies unusual purchasing activity on your account. If we suspect fraudulent activity, we’ll try to contact you to confirm the transaction. If we can’t contact you, we’ll make a decision on whether we need to block your account until we can reach you

Rates and fees

Interest rate on purchases Interest rate on cash advances Interest free days on purchases Annual fee Joint or additional card
loading product data(View current rates) loading product data(View current rates) Up to 44 days $75 p.a. (charged in full once a year) $40 p.a.
More about credit card rates, fees and agreements.

Easy ways to apply


Apply online

Apply now


By phone

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm
0800 269 277

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At any branch

Find a branch

If you don't currently bank with ANZ, you'll need to provide:

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important info iconImportant information

^^ Offer end date 27 January 2017. After 12 months the standard annual fee will apply. Offer available for all new and approved ANZ credit card customers who open a new ANZ credit card. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards). Offer not available for existing commercial card relationships. All other fees will still apply.

Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.

* Eligible purchases do not include cash advances, balance transfers and the purchase of cash substitutes (such as travellers cheque), gambling transactions, or business related expenditure.

** Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number) Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas.

^ Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls and availability is limited. The number of seats available depends on the flight, date, season and destination and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.

1. Terms and conditions apply to Apple Pay, see for more information.

2. Android™ and Google Play are registered trademarks of Google Inc. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. See for more information.

~ Jetstar flights booked through a Jetstar website or by telephoning Jetstar customer service qualify for the extra Qantas Point per $1 spent.

Points accrue in accordance with Qantas Frequent Flyer Program Terms and Conditions. The Account Holder must be a member of the Qantas Frequent Flyer program to earn points and notify ANZ of their Qantas frequent Flyer number. Membership and points are subject to the Qantas Frequent Flyer Terms and Conditions. Qantas Frequent Flyer points are now also referred to as Qantas Points.

***Until your Qantas Frequent Flyer membership is linked to your Qantas ANZ Visa account we will not be able to automatically credit you with the points earned through your credit card spend. Any points that are not able to be credited to a Qantas Frequent Flyer membership account within six months of being earned will expire. To redeem your Qantas Points call 0800 100 767 (Qantas).

# Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ credit card Conditions of Use.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.