ANZ Low Rate Visa
ANZ Low Rate Visa
Introducing our lowest purchase interest rate credit card, with up to 55 days interest free on purchases, and no annual card fee.
The important numbers
Apply using our online form
Balance transfer offer
Pay —% p.a. for the first two years on balances transferred.
You can apply to move the outstanding balance from certain non-ANZ credit or store cards to an ANZ Low Rate Visa.
Rates, fees and conditions apply—.
Benefits
Save on card fees and interest
The ANZ Low Rate Visa is the card with no annual fee and our lowest purchase interest rate.
Contactless payments
Simply tap your card on the terminal when instructed. As the card never leaves your hands, it’s the quick and secure way to pay for purchases. Read more about contactless payments.
Interest rates, fees and minimum credit limit
Rate, fee or limit | |
|---|---|
Interest rate on purchases | —% p.a. |
Interest rate on cash advances | —% p.a. |
Interest rate on balance transfers | —% p.a.— |
Interest free days on purchases | Up to 55 days |
Annual fee | $0 |
Joint or additional card | $0 |
Minimum credit limit | $500 |
Find and compare ANZ credit cards
Compare our cards
Select up to four cards to compare the interest rates, fees, rewards and benefits of each.
How to apply
Apply online
Apply for an ANZ Low Rate Visa.
Call us
Monday to Friday, 8am - 7pm
Saturday and Sunday, 9am - 5pm
From overseas: +64 4 470 3142
Visit us
Find your local branch and make an appointment to visit us.
If you don't currently bank with ANZ
You'll need to provide:
- Valid proof of identification.
- Mail that has been addressed to your residential addressed (within the last 90 days).
- Your last 90 days of bank statements.
Banking with ANZ
Manage your card online
Manage your card and payments online with ANZ Internet Banking and the ANZ goMoney app. Set up regular payments, temporarily block your card, manage your PIN, report a lost or stolen card, and more.
Pay with your phone
Pay using your compatible device with Apple Pay— or Google Pay™— anywhere you can tap and pay.
Credit card education
Credit cards come with some big responsibilities and it's a smart idea to wrap your head around how they work.
Credit card security
Important information
Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.
Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. You must repay your balance in full by the due date each month to get the benefit of interest-free days on purchases. Other interest rates apply to purchase and cash advances. Read more about our Rates, fees and agreements.
Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking. See our Electronic Banking Conditions (PDF 129KB) for more information.