The important numbers
Interest rates, fees and minimum credit limit
Rate, fee or limit
Interest rate on purchases
Interest rate on cash advances
Interest rate on balance transfers
Interest free days on purchases
Up to 55 days
Joint or additional card
Minimum credit limit
How to apply
From overseas: +64 4 470 3142
Credit card security
Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.
Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. You must repay your balance in full by the due date each month to get the benefit of interest-free days on purchases. Other interest rates apply to purchase and cash advances. Read more about our Rates, fees and agreements.
Eligibility criteria and terms and conditions apply to ANZ Internet Banking, ANZ goMoney and ANZ Phone Banking. See our Electronic Banking Conditions (PDF 129KB) for more information.