Explore our home loan rates
Rolling off an existing fixed rate? Taking out a new fixed home loan? You can lock in a fixed rate up to 60 days in advance.
To lock in a rate you’ll need to complete a Reserve Rate Agreement. If you cancel or change your Reserve Rate Agreement you may incur a Non-utilisation Recovery—.
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How we can help
There’s more to a home loan than just rates. We’re here to help with practical tools and guides whether you’re looking to buy your next home or pay off your loan faster. We can even help you to make your home more energy efficient too.
How to buy a home: the three steps
Sometimes the hardest part is knowing where to start. To help out, we set out the home-buying process in three, easy-to-follow steps.
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. Read more about our Rates, fees and agreements.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure