ANZ Home Loans
ANZ Home Loans
Whether you’re a first home buyer, buying your next home or want to switch to ANZ, we can help.
Explore our home loan rates
Rolling off an existing fixed rate? Taking out a new fixed home loan? You can lock in a fixed rate up to 60 days in advance.
To lock in a rate you’ll need to complete a Reserve Rate Agreement. If you cancel or change your Reserve Rate Agreement you may incur a Non-utilisation Recovery—.
1 year fixed-rate special*
1 year fixed-rate special*
Rate is unavailable
Know exactly how much your home loan repayments will be by fixing your rate for a set period.
3 year fixed-rate special*
3 year fixed-rate special*
Rate is unavailable
Know exactly how much your home loan repayments will be by fixing your rate for a set period.
Floating
Floating
Rate is unavailable
Allows you to be able to make extra repayments to pay off your home loan sooner.
*Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts.
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. Read more about our rates, fees and agreements.
Our Home Loan Check In
No matter who you bank with, an ANZ Home Loan Coach can show you how we could offer better value with our Home Loan Check In.
The Home Loan Check In is free, there is no obligation, and it will only take about 15 minutes. Our coaches are happy to talk to you over the phone or in person, whatever suits you.
Get started today
Protect your home – be in to win cash with new home insurance
Take out any new home insurance policy through ANZ before 31 January 2024 and you’ll go in the draw to win 1 of 10 cash prizes of $1,000.
Get a quote and buy your home insurance online via the ANZ goMoney app or ANZ Internet Banking.
Terms and conditions apply. Insurance provided by Vero Insurance New Zealand Limited.
How we can help
There’s more to a home loan than just rates. We’re here to help with practical tools and guides whether you’re looking to buy your next home or pay off your loan faster. We can even help you to make your home more energy efficient too.
Help to make your home more energy efficient
We have a range of initiatives to help you live in a warm, dry, energy efficient home.
Home Buyer Handbook
A handbook to help you navigate the home buying journey from start to settlement.
How to buy a home: the three steps
Sometimes the hardest part is knowing where to start. To help out, we set out the home-buying process in three, easy-to-follow steps.
Important information
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. Read more about our Rates, fees and agreements.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure